ACI UK Ltd Reviews 

6,045
TrustScore 4.5 out of 5

4.3

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Review summary

Created with AI, based on recent reviews

Looking at 1,474 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the staff for being exceptionally helpful, understanding, and professional, often going above and beyond to resolve situations. Many people highlight the excellent customer service, noting how advisors put them at ease, listened empathetically, and provided clear explanations and support. Consumers appreciate the compassionate approach and the efficiency with which their issues, including setting up manageable payment plans, were addressed. However, some customers also noted concerns regarding frequent contact attempts, describing them as excessive even when payment plans were in place. A few people also mentioned issues with being pursued for historic or disputed debts, which caused additional stress.

What people talk about most

Staff

Customers consistently note positive experiences with staff, highlighting their politeness, understanding,... See more

Customer service

Users describe positive interactions with customer service, highlighting agents who were compassionate,... See more

Payment

Consumers find payment to be ambiguous, with some reporting positive experiences with helpful staff who... See more

Service

Reviewers mention positive feedback about service, highlighting helpful, polite, and efficient interactions... See more

Customer communications

Customers had negative experiences with contact, frequently reporting an excessive number of calls and... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Spoke with a guy called Ben who was amazing tbh i was stressing over multiple bills and he put them all into one affordable payment .Very friendly and helpful and that helps when your worried about mo... See more

Company replied

Rated 5 out of 5 stars

I have good communication with Zora customer service representative she answered my  which made me to give a five star they understand they will not mail any money for me. I know my right and I kn... See more

Company replied

Rated 5 out of 5 stars

I been so frightened to speak to any firms when I found myself having problems making payments. Things have changed and things aren't complicated anymore which meant I was able to call and pay in full... See more

Company replied

Rated 5 out of 5 stars

Had a letter arrive from aci for a historic debt i didnt know about as someone else had spent the money without my knowledge. Spoke to Candis? Who went above and beyond. Actually listened to the situa... See more

Company replied


Company details

  1. Debt Collecting
  2. Debt Collection Agency

Written by the company

ACI is a specialist debt resolution agency. Our purpose is to help you resolve your debts by providing flexible and tailored repayment solutions that enable you to reach financial freedom. https://www.aciuk.co.uk/contact-us


Contact info

4.3

Excellent

TrustScore 4.5 out of 5

6K reviews

5-star
4-star
3-star
2-star
1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 99% of negative reviews

Typically replies within 24 hours

How this company uses Trustpilot

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4.3

All reviews

(6,045)

1,420 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Alieu was very helpful and understood…

Alieu was very helpful and understood my needs and things have now got resolved and I now on my way to getting my debt closed.
Reference 1652945

29 June 2026
Unprompted review
ACI UK Ltd logo

Reply from ACI UK Ltd

Hi there, thank you for your feedback. It’s great to hear Alieu supported you in a way that met your needs and helped move things forward towards resolving your balance ~ MD

Rated 1 out of 5 stars

Worst company ever.

I have been issued a default by perch (part of ACI) and I have no idea why- I have had no explanation. I don’t even know why I have this default- I don’t owe any money and ACI, it seems, don’t know anything. I am trying to get a mortgage and given the current climate, and ACI doing this, it has now been withdrawn. All I want is a proper explanation and for the default to be removed (I’m no expert here but I’m assuming I should have had a default letter- which I didn’t).Total laziness and inability.
So thank you ACI, I am now in an impossible situation and coupled with shoddy customer service and unknowledgeable staff, I have been exploited to a situation which it seems will never be resolved. You are messing with peoples livelihood- and I disgusted at the manor (and the lies) in which this has been dealt with.

Lastly, I have now had to set up a payment plan, on something that I know nothing about only because your staff want the account settled. I don’t see why I should have to pay for something that I know nothing about. Makes no sense to me. Employment details were all wrong, phone number hasn’t been in use in 2yrs, email address was correct, but I don’t have access to it anymore, as I closed it. Staff didn’t listen to a thing I was saying. She’s now sent an email confirming all payment plan info to an email address that I don’t have access to. What else am I supposed to do when staff don’t listen to me or what I’m saying.

29 June 2026
Unprompted review
ACI UK Ltd logo

Reply from ACI UK Ltd

Hi Heather, we are sorry to read your review and read about your experience. This is not the level of service we aim to offer. We want to get this resolved for you, so we have asked for a little more information via TrustPilot to identify the account you are referring to, as we cannot do this from your first name alone. Once we have this, we can investigate.

Rated 5 out of 5 stars

I have lots of issues and use an…

I have lots of issues and use an avoidance technique because i can’t deal with things but how AJ spoke with me was helpful . After my phone call i couldn’t stop crying …. Tears of relief

29 June 2026
Unprompted review
ACI UK Ltd logo

Reply from ACI UK Ltd

Hi Terri, thank you for sharing this with us - it’s really moving to hear how AJ took the time to support you in a way that helped ease things and brought such a strong sense of relief after your call. We’re so pleased you felt heard and supported when you needed it most. ~ AH

Rated 5 out of 5 stars

Nabil was so helpful with my experience…

Nabil was so helpful with my experience specially since the issue has been going on for a while he was helpful polite patient and went above and beyond for me and restored my faith in the ACI company

29 June 2026
Unprompted review
ACI UK Ltd logo

Reply from ACI UK Ltd

Hi Lewis, thank you for your kind feedback - it’s great to hear that Nabil stayed patient and committed in helping you through a long‑running issue and worked hard to rebuild your confidence in us. We’ll be sure to share your comments with him. ~ NS

Rated 5 out of 5 stars

I’ve just had a conversation over the…

I’ve just had a conversation over the phone today with an advisor and I felt he had huge empathy and we resolved my situation quickly and respectfully. Feel v relieved - thanks

29 June 2026
Unprompted review
ACI UK Ltd logo

Reply from ACI UK Ltd

Hi Cat, thank you for taking the time to share this - it’s great to hear our advisor showed real understanding on the call and handled everything promptly and with care. We’re really pleased you’re feeling reassured and that things were sorted smoothly. ~ NS

Rated 5 out of 5 stars

Spoke to Thomas today and he was…

Spoke to Thomas today and he was extremely helpful. Give that man a raise!

29 June 2026
Unprompted review
ACI UK Ltd logo

Reply from ACI UK Ltd

Hi Laura, thank you for taking the time to share your feedback. It’s great to hear Thomas made such a positive impression and gave you clear, supportive help when you needed it. ~ NS

Rated 5 out of 5 stars

Always willing to listen and help very…

Always willing to listen and help very nice people no judge ment

29 June 2026
Unprompted review
ACI UK Ltd logo

Reply from ACI UK Ltd

Hi Steven, thank you for your kind words. It’s great to hear the team took the time to understand your needs and offered support in a friendly, judgement-free way. ~ MH

Rated 1 out of 5 stars

Ben made me feel so uncomfortable and…

Ben made me feel so uncomfortable and didn't give me any payment options nust expected me to pull out £150 out of my benefits when I've got 3 children and a house to run.

25 June 2026
Unprompted review
ACI UK Ltd logo

Reply from ACI UK Ltd

Hi Paige, thank you for your review, we are sorry to read it. We have escalated this to our senior team, who will review your conversation with Ben on Thursday. Once this has been reviewed, we may be in touch to discuss options with you. ~ MD

Rated 5 out of 5 stars

Spoke with isabella today

Spoke with isabella today . Very helpful .polite and friendly
Was easy to use them and fast to process my payment
Very pleased

27 June 2026
Unprompted review
ACI UK Ltd logo

Reply from ACI UK Ltd

Hi Skye, thank you for taking the time to share this. It’s great to hear Isabella looked after you so well and made everything straightforward, with a smooth and speedy payment process. ~ NS

Rated 5 out of 5 stars

He was very polite & a real help too me…

He was very polite & a real help too me manny thanks Deen & team

26 June 2026
Unprompted review
ACI UK Ltd logo

Reply from ACI UK Ltd

Hi Charmaine, thank you for your kind words - we’re really pleased Deen and the team made you feel supported and treated you with care throughout. It’s great to hear their friendly and helpful approach made a difference. ~ TH

Rated 5 out of 5 stars

Spoke to John

Spoke to John, very helpful and understanding.

26 June 2026
Unprompted review
ACI UK Ltd logo

Reply from ACI UK Ltd

Hi, thank you for your feedback - we’re pleased John took the time to understand your situation and provide helpful support. It’s great to hear you felt listened to and well looked after. ~ NS

Rated 5 out of 5 stars

Great service

Great service, no messing around get on with the job in hand very polite and courteous thank you

26 June 2026
Unprompted review
ACI UK Ltd logo

Reply from ACI UK Ltd

Hi Diane, thank you for your review - we’re glad the team handled everything efficiently and with a courteous approach throughout. It’s great to know the service felt straightforward and well managed. ~ MH

Rated 5 out of 5 stars

I spoke to Matthew this morning and…

I spoke to Matthew this morning and what a lovely guy . Being a South African currently living in England it was lovely to hear a South African accent . Matthew handled the call really well and made me feel at ease .

Thanks for that .

25 June 2026
Unprompted review
ACI UK Ltd logo

Reply from ACI UK Ltd

Hi Chevonne, thank you for taking the time to share your experience - we’re so pleased Matthew helped you feel comfortable and supported, and that the connection through a familiar accent made the conversation even more enjoyable. It’s great to hear he handled everything so well for you. ~ TH

Rated 5 out of 5 stars

Rang today to change DD Deen was very…

Rang today to change DD Deen was very helpful and understanding
Thank you Deen

25 June 2026
Unprompted review
ACI UK Ltd logo

Reply from ACI UK Ltd

Hi, thank you for taking the time to share your feedback - it’s great to hear Deen took the time to understand your request and made changing your Direct Debit straightforward. We’re really pleased everything was handled smoothly for you. ~ MH

Rated 1 out of 5 stars

FRAUDULENT STAY AWAY

FRAUDULENT STAY AWAY, THEY ASK FOR DEBT THAT DOESN'T EVEN BELONG TO YOU OR FOR ADDRESSES YOU HAVE NOT EVEN LIVED AT. PLEASE DO NOT GIVE THEM ANY PERSONAL INFORMATION.

29 June 2025
Unprompted review
ACI UK Ltd logo

Reply from ACI UK Ltd

Hello MP - we can help and dispute the debt that has been passed to us on your behalf. It could be that the Credit Reference Agencies used to link names/addresses have provided us with some information that needs further investigation.

Contacting us to explain does not deem you to be liable for any account. That is really important to know.

We've asked for more information via Trustpilot so we can identify the account and investigate. We'd be grateful if you could provide this - thank you.

Rated 1 out of 5 stars

BULLY'S

Not sure if possible to leave less than 1 star. This company has been hounding me for about a year for accounts linked to an address that I've never even lived at. I provided tenancy agreements to show where I was living during the time the debts were accrued but I was ignored and chased. Threats to visit my home, I've reported to Action Fraud and they still persist. STAY WELL AWAY!!!

25 June 2025
Unprompted review
ACI UK Ltd logo

Reply from ACI UK Ltd

Hello Mat - we are sorry to read your review and read about your experience. We want to get this resolved for you, so we have asked for a little more information via TrustPilot to identify the account you are referring to. Once we have this, we can investigate.

Thank you.

Rated 5 out of 5 stars

Yes Hannah was very helpful today at…

Yes Hannah was very helpful today at ACI the situation was sorted with first class customer care thank you very much Hannah

25 June 2026
Unprompted review
ACI UK Ltd logo

Reply from ACI UK Ltd

Hi Xander, thank you for your feedback - it’s great to hear Hannah made such a positive difference and handled everything smoothly for you with such high standards of care. We really appreciate you taking the time to share your experience with us. ~ AH

Rated 5 out of 5 stars

Good Customer Service My Inquiry was…

Good Customer Service My Inquiry was dealt with care. My Advisor was very helpful solving my problem out.

24 June 2026
Unprompted review
ACI UK Ltd logo

Reply from ACI UK Ltd

Hi Shahinoor, thank you for your review - it’s great to hear your advisor handled your enquiry with care and took the time to work through a solution with you. We’re pleased we could help get things sorted smoothly. ~ MH

Rated 5 out of 5 stars

I been so frightened...

I been so frightened to speak to any firms when I found myself having problems making payments. Things have changed and things aren't complicated anymore which meant I was able to call and pay in full but the process was pretty painless and Billy was very helpful.

23 June 2026
Unprompted review
ACI UK Ltd logo

Reply from ACI UK Ltd

Good morning GSM, thank you for your feedback - it’s really encouraging to hear you felt more confident reaching out and that everything was straightforward once you did. I’m glad Billy helped make settling things simple and put you at ease. ~ TH

Rated 5 out of 5 stars

Had a Very good conversation with the…

Had a Very good conversation with the helper

Raheem

Assured me of any worries and was extremely helpful.within 15 mins a affordable plan at minimal price was sorted

Great Help

23 June 2026
Unprompted review
ACI UK Ltd logo

Reply from ACI UK Ltd

Hi Jahheim, thank you for sharing your experience with us. It’s great to hear Raheem helped put your mind at ease and quickly arranged a suitable plan that worked for you at a good cost. We really appreciate your feedback.
~ MH

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