Accion Opportunity Fund Reviews 19

TrustScore 4.5 out of 5

4.3

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Company details

  1. Alternative Financial Service
  2. Financial Consultant
  3. Investment Service
  4. Non-Bank Financial Service

Written by the company

Small business owners uplift communities and anchor local economies, while creating opportunities for themselves, their families, their employees, and our neighborhoods. Yet small businesses who are underserved and/or low income often have challenges accessing capital and resources. In 2020, Accion Opportunity Fund was formed as Accion U.S. Network and Opportunity Fund came together. Accion Opportunity Fund is committed to advancing economic mobility for underserved small businesses and low-income communities through affordable financial services, knowledge resources, networks, and policy.


Contact info

4.3

Excellent

TrustScore 4.5 out of 5

19 reviews

5-star
4-star
3-star
2-star
1-star

Replied to 100% of negative reviews

Typically replies within 1 month

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Rated 5 out of 5 stars

Fast approval

Fast approval
Easy application

19 January 2026
Unprompted review
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Reply from Accion Opportunity Fund

We appreciate the 5-star review and kind words!

Rated 5 out of 5 stars

Quick And Responsive

Quick approval and responsive customer service. After being rejected by two other companies (despite a 780+ credit score) it felt like someone believed in my dream, and now I have the tools to make it happen.

13 January 2026
Unprompted review
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Reply from Accion Opportunity Fund

Thank you for sharing your experience! We’re so glad the process was quick and that you felt supported. It means a lot to know we could help you move forward with your dream.

Rated 5 out of 5 stars

Simple and quick process - So grateful!

My experience with Accion was very easy and straightforward. A payee put us in a bind with a delayed payment on a huge order, and thankfully we are now able to handle it and bridge the gap. Even though I have been with my business for 11 years, I am only newly the owner, meaning I'm unable to qualify for a standard business line of credit. My bank referred me to Accion, and I am so grateful! Even thought I submitted my application just a few days before Christmas, I was able to pay my bills the first week of January. I am incredibly grateful for how fast the process happened!

22 December 2025
Unprompted review
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Reply from Accion Opportunity Fund

Thank you so much for sharing your experience! We’re thrilled to hear that the process felt smooth and timely—especially during the busy holiday season. Congratulations on your new chapter as a business owner, and we’re glad we could help you bridge that unexpected gap and keep things moving forward. We appreciate your trust in us and look forward to supporting you as your business continues to grow!

Rated 5 out of 5 stars

Great Support for Small Business Growth

Accion Opportunity Fund was a tremendous help to Milo Marketing Group during a critical growth phase. Their team was professional, responsive, and genuinely invested in helping small businesses succeed. The process was clear and supportive from start to finish, and the funding allowed us to move forward with confidence. I highly recommend Accion Opportunity Fund to any entrepreneur looking for reliable small business financing.

11 November 2025
Unprompted review
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Reply from Accion Opportunity Fund

Thank you so much for sharing this! We’re honored to have supported Milo Marketing Group during such an important growth phase and are glad our team and process helped you move forward with confidence. We truly appreciate your trust and 5-star recommendation.

Rated 5 out of 5 stars

Accion Opportunity Fund considered me…

Accion Opportunity Fund considered me as a whole, a business and a person and gave me some of the best options out of any lenders around. Their process was very easy to complete and straight forward. I highly recommend anyone looking for business funding look here first.

9 December 2025
Unprompted review
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Reply from Accion Opportunity Fund

Thank you for sharing your experience! We’re happy to hear our team was able to support you with options that truly fit your business needs. We appreciate your trust and recommendation.

Rated 5 out of 5 stars

Fantastic company that provides honest…

Fantastic company that provides honest financial services. I have had a positive experience working with them.

17 December 2025
Unprompted review
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Reply from Accion Opportunity Fund

Thank you so much for your kind words, Tom! We truly appreciate your trust and are happy to hear you had a positive experience with us.

Rated 5 out of 5 stars

Accion was fast and easy to work with

Accion was fast and easy to work with. They said yes with better terms when everyone else said no. Truly a blessing and appreciated immensely.

15 December 2025
Unprompted review
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Reply from Accion Opportunity Fund

Thank you for your review! Supporting small businesses like yours is our passion.

Rated 5 out of 5 stars

Excellent customer service

Excellent customer service, fast transfer, very helpful.

2 October 2025
Unprompted review
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Reply from Accion Opportunity Fund

We’re so grateful for your 5-star review! Your kind words mean the world to us and remind us why we love what we do. Supporting small businesses is our passion.

Rated 5 out of 5 stars

Fast, Efficient, and Impactful Funding

Thanks to the Accion Opportunity Fund, I was able to strengthen my business operations with improved cash flow and essential staffing support. Their quick response and smooth process made all the difference. I highly recommend the Fund to any small business looking for a trusted financial partner.

4 October 2025
Unprompted review
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Reply from Accion Opportunity Fund

Thank you for the fantastic 5-star review! We're genuinely grateful for your support and thrilled to hear you had a positive experience with us. Helping small businesses thrive is at the heart of what we do, and your feedback truly motivates our team.

Wishing you continued growth and success — and remember, we're always here whenever you need us!

Rated 5 out of 5 stars

Awesome experience

Awesome experience

15 November 2025
Unprompted review
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Reply from Accion Opportunity Fund

We truly appreciate your positive feedback and 5-star rating. It’s always rewarding to hear that our efforts are making a difference for business owners like you. Thank you for choosing AOF — we’re honored to be part of your journey.

Rated 2 out of 5 stars

Disappointed!

I wrote a glowing review yesterday based on the great service I received and fast funding. Today I get an email saying this loan, which was supposed to be a business loan, is now on my personal credit. That is not what I was told. I have plenty of business credit where I am a guarantor, and it does not show up on my personal credit. If I wanted a personal loan, I could've gone to any bank and gotten one for more than what ACCION gave me. Very disappointed because I had started referring them to other small business owners.

10 October 2025
Unprompted review
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Reply from Accion Opportunity Fund

Thank you for sharing your feedback and for giving us the chance to clarify. We truly appreciate the kind words you shared about our service and fast funding, and we’re sorry to hear about the disappointment regarding the personal guarantee requirement.

For transparency, our business loans do require a personal guarantee, which means the loan may appear on your personal credit report. Your experience matters to us, and we’ve already taken steps to ensure this requirement is accurately explained to avoid any confusion in the future.

After learning about your concern, a member of our team reached out personally to discuss and ensure you felt heard. We value your trust and the referrals you’ve made, and we hope to continue supporting your business goals. If you have any additional questions or need further assistance, please don’t hesitate to reach out—we’re here to help.

Rated 2 out of 5 stars

Gave me an offer for business credit

Gave me an offer for business credit, but hard-pulled my personal credit without telling me and said the loan would report to personal credit.

29 May 2025
Unprompted review
Accion Opportunity Fund logo

Reply from Accion Opportunity Fund

Thank you for sharing your feedback. We understand your concerns and appreciate the opportunity to clarify.

As part of our loan application process, applicants are informed that both a soft and a hard credit inquiry may be conducted to assess eligibility. These details are included in the application disclosures, along with information about how certain loan products may report to personal credit.

We’re committed to transparency. If you have any questions please don’t hesitate to reply to our support team. We’re here to help.

Rated 1 out of 5 stars

Accion took money out of my account by mistake and has not returned it

I recently paid off a loan from Accion. I authorized an ACH payment for the entire remaining balance out of my account. They ended up taking two payments instead of one. This caused my account to have insufficient funds to cover my obligations to my clients. I lost two of my main clients for being in violation of the terms of our contracts. I called Accion for help regarding the matter as soon as I realized what happened before I lost my clients. I explained to the them that I would be in danger of losing clients if this could not be resolved quickly. I was just told to wait for a refund and that it could take 2 weeks. I could not understand why the funds could not be put back into my account in the form of an ACH deposit just like the funds were deposited into my account when I initially received the loan funds. Especially since they saw and admitted that they made a huge mistake. Not only has my business and reputation been damaged but I am still without my funds

10 February 2025
Unprompted review
Rated 1 out of 5 stars

Highly DO NOT RECOMMED

Accion is a classic bait and switch company that should be shut down by the CFPB.

Don't waste your time with such a pathetic excuse of a company. Unless you're a minority, I highly recommend looking elsewhere.

Shame on Lending Club for partnering with this sorry company.

Went to an actual bank, approved for triple the preapproved amount that Accion offered.

15 December 2023
Unprompted review
Rated 2 out of 5 stars

Be careful

Accion provides excellent lending services unless you default. They will send over paperwork for another higher loan. If you sign it, you won't get the money, but it will go on your credit as if you did. Imagine only owing $4,000 but Accion says you owe $40,000. It's highly illegal. I suspect this is how some branches balance the books by defrauding the banks that lend the money and the small business owner. Be careful.

8 April 2022
Unprompted review
Rated 1 out of 5 stars

Beware of this Phony so-called company Accion/Dream Spring PPP

Beware of this Phony so-called company. Go on BBB and they are under this name ACCION however they have changed their name to DREAM SPRING lenders now office in New Mexico.. I have sent this so-called lender several emails regarding/ asking to cancel my PPP loan because I decided NOT to do business with them after reading SOooooooo many bad reviews. Well, I called the office and some young Hispanic-sounding young girl answer the phone saying she is only the receptionist. I have filed a case/ claim with my bank against this so-called Lender and my BANK will not be allowing them to take ANYTHING out of my acct. I have emailed them several times and received 1 email a week ago telling me to cancel through Womply well come to find out I can Not cancel through Womply because the loan is now with This bogus so-called bank. I am trying to send them their small $619.00 dollars back that they want to charge me 60-month terms for When hell freezes. I am and will be taking further actions against this so-called Accion/ Dream Spring

6 April 2021
Unprompted review
Rated 1 out of 5 stars

No Action Accion.....

I own a small 2nd generation business in Chicago. We are celebrating our 50th anniversary this year. We were referred to Accion by our landlords, by our CPA and by 2 major banks here. Needless to say they were 1st on our list when I started shopping for cash.

After several voicemails and a call to another Banker, the Accion representative finally called me back. We had a brief conversation. He said he was in my area every Thursday and wanted to stop by. I said sure, let’s do it. Thursday went by and no call or contact with me was made. I followed up again. This time he said he was taking my file down to his boss and underwriting. He would get back with me that afternoon.

Still no answer when I called! Voicemails or emails went unanswered. Again I called the other a Banker and he gets right through to him with no problem. Finally after about 2-3 more days of calling I finally get through and he tells me he was off work and No his company considered me high risk.

I contacted American Express through another referral and they did everything professionally, quickly got approved and funded within 1 week! No phony stuff. Just business done right! Save yourself time. Don’t bother calling Accion they have no Action.

26 March 2020
Unprompted review

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