12M Payday Loans Reviews 54

TrustScore 4.5 out of 5

4.7

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Rated 5 out of 5 stars

I don't trust connecting services because some of them put additional costs on the loans, but this company made everything quite clear and (how is it possible?) free! Didn't know that is possible, you... See more

Company replied

Rated 3 out of 5 stars

there were some issues with my applications and I didnt know how to catch a good loan offer, it took 30 minutes to get match but everything was good in the end! payday loans are a little expensive but... See more

Company replied

Rated 5 out of 5 stars

I've been looking for a loan for a while now, and finally decided to give 12M Loans a shot. I saw they had loans for people with bad credit, and I had heard that same-day direct deposits were availabl... See more

Company replied

Rated 5 out of 5 stars

I am not a consumer that likes lending with small companies, but yours just helped me pay for my gardening bills. it wasnt an emergency but I needed money to make my dream come true just in several da... See more

Company replied

Company details

  1. Loan Agency

Written by the company

When having to pay unexpected bills with no cash, keep calm and apply with 12M Payday Loans to get in touch with lenders from in San Francisco, California. We provide professional connecting services for no hidden charges. You can get suitable loan products only at 356 N White Rd, San Jose, CA 95127. Do you still hesitate? Just fill in the application form and get a guaranteed approval decision on the same day even with bad credit.


Contact info

4.7

Excellent

TrustScore 4.5 out of 5

54 reviews

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Rated 5 out of 5 stars

The support staff at 12m Loans was…

The support staff at 12m Loans was excellent and their decent interest rates and adaptable payment plans made getting my loan exceptional.

5 August 2024
Unprompted review
12M Payday Loans logo

Reply from 12M Payday Loans

Hi Sabrina
Thanks a lot for your review. You are welcome! Have a nice day!

Rated 4 out of 5 stars

read all that fine print before you…

read all that fine print before you take the money and understand what youre getting yourself into. Getting quick cash always comes with a price.

6 April 2024
Unprompted review
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Reply from 12M Payday Loans

Gabe, thank you for your review and backing. Your generous words are incredibly motivating and reinforce our dedication to excellence. We're thrilled you had such a positive experience and can't wait to have the pleasure of serving you again. Should you need anything else, please feel free to contact us. We're grateful for your patronage!

Rated 5 out of 5 stars

rate­s matched a perfect lake­ day

rate­s matched a perfect lake­ day, the journey as simple as a calm se­a. It's sailing time!

18 January 2024
Unprompted review
12M Payday Loans logo

Reply from 12M Payday Loans

Dear Nancey!
Thank you for taking the time to provide your feedback. We value your opinion and will use it to enhance our services. If there's anything specific you would like us to address or improve upon, please let us know. We appreciate your support and hope to have the opportunity to serve you better in the future.

Rated 5 out of 5 stars

requesting a loan was faster than…

requesting a loan was faster than wrapping presents, and their team was as friendly as a cup of eggnog. Thumbs up for a holly jolly loan experience!

11 November 2023
Unprompted review
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Reply from 12M Payday Loans

We sincerely appreciate your review and support. Your kind words mean a lot to us and serve as a motivation to continue delivering exceptional service.

Rated 5 out of 5 stars

What seemed like a straightforward…

What seemed like a straightforward process became complicated, and the lack of transparency was frustrating but it was allgood in the end

18 November 2023
Unprompted review
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Reply from 12M Payday Loans

Thank you for taking the time to provide your feedback. We value your opinion and will use it to enhance our services.

Rated 4 out of 5 stars

It is not the best loan app in my life

It is not the best loan app in my life, but it works. You can get the necessary loan amount within 24 hours and with no hard credit check.

28 July 2023
Unprompted review
12M Payday Loans logo

Reply from 12M Payday Loans

Thank you, Zayd! We'd like to express our appreciation for your kind words and the positive review! We're delighted to learn about your fantastic experience with us.

Rated 5 out of 5 stars

No kidding

No kidding, this loan app is the bomb dot com! Saved me from my broke days and helped me score those concert tickets. Keep rockin' and rollin'!

2 August 2023
Unprompted review
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Reply from 12M Payday Loans

Thank you, Mark! Our continuous pursuit of offering the best possible loan services is genuinely grateful for your input. If there's anything further we can assist you with, please don't hesitate to reach out. We eagerly await the chance to serve you once more!

Rated 5 out of 5 stars

The staff was friendly and…

The staff was friendly and professional, guiding me through every step. The interest rates were competitive, and I received the funds in no time.

21 July 2023
Unprompted review
12M Payday Loans logo

Reply from 12M Payday Loans

Thank you so much for your kind words! We are delighted to hear that you had a positive experience with us. Our team works hard to ensure that our customers receive the best service, and your feedback is truly appreciated. We look forward to serving you again in the future. Best Regards, 12M Payday Loans Team!

Rated 5 out of 5 stars

the manager and other employees are…

the manager and other employees are wonderful and professional each time I visit the store. I like that I'm recognized and called by name as I entered the store. They are always awesome never rude and friendly.

6 July 2023
Unprompted review
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Reply from 12M Payday Loans

We sincerely appreciate your review and support. Your kind words mean a lot to us and serve as a motivation to continue delivering exceptional service. We are delighted that you had a positive experience, and we look forward to serving you again in the future. If there's anything else we can assist you with, please don't hesitate to reach out. Thank you for choosing us!

Rated 5 out of 5 stars

OMG You won't regret it!

OMG, you guys! I can't believe how easy it was to get a loan from these peeps! They were like, "Here you go, no hassle!" The interest rate was surprisingly low, and the repayment plan fit my budget perfectly. If you're in a tight spot and need some cash asap, give them a shot. You won't regret it!

21 June 2023
Unprompted review
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Reply from 12M Payday Loans

Hello, Tim
Thank you so much for your kind words! We are delighted to hear that you had a positive experience with us. Our team works hard to ensure that our customers receive the best service, and your feedback is truly appreciated. We look forward to serving you again in the future. Best Regards, 12M Payday Loans Team!

Rated 5 out of 5 stars

great to deal with them and their…

great to deal with them and their branch manager in san jose, many loan amounts and reasonable rates was surprised really

15 May 2023
Unprompted review
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Reply from 12M Payday Loans

Hi, Williams
We're thrilled to have exceeded your expectations! Thank you for the wonderful review. Our team works hard to ensure every customer has a positive experience, and your feedback validates our efforts.
Best Regards, 12M Payday Loans Team!

Rated 5 out of 5 stars

applied for a loan to buy a fancy new…

applied for a loan to buy a fancy new car, but ended up with a beat-up old jalopy instead. The only thing luxurious about it was the amount of rust. Thanks, loan gods, for the endless cycle of disappointment, just kidding good guys tthough

18 April 2023
Unprompted review
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Reply from 12M Payday Loans

Dear Jayden! Thank you for your review. We are happy that you had nice experience with us. Best Regards, 12M Payday Loans Team!

Rated 5 out of 5 stars

was in a tight spot financially and…

was in a tight spot financially and needed a loan to help pay for some unexpected expenses. I applied for a payday loan from this guys and was able to get the funds I needed within a day tlthough the interest rate was high, it was worth it for the peace of mind of having the money I needed

3 April 2023
Unprompted review
12M Payday Loans logo

Reply from 12M Payday Loans

Dear Pat! Thank you for your review. Your business is important to us. Best Regards, 12M Payday Loans Team!

Rated 5 out of 5 stars

I recently used twelve loans for a loan…

I recently used twelve loans for a loan and was blown away by their outstanding customer service they really went above and beyond to help me out and I appreciate their transparent loan terms

21 March 2023
Unprompted review
12M Payday Loans logo

Reply from 12M Payday Loans

Hi, Samantha
We are happy that you had a nice experience with us.
Best regards, 12M Loans Team!

Rated 5 out of 5 stars

I have used this service for a few…

I have used this service for a few months now, and I have been really happy with them, they have a great selection of loans to choose from, and their customer care is always friendly and helpful. The application is super easy they don't even require much paperwork!

21 February 2023
Unprompted review
12M Payday Loans logo

Reply from 12M Payday Loans

Hi, Valerie!

Thank you so much for your review!

Rated 5 out of 5 stars

I was a bit nervous to use a service…

I was a bit nervous to use a service like this, but it was actually really helpful. I hate borrowing money from such companies, but this one helped me get my loan quickly and easily.

2 February 2023
Unprompted review
12M Payday Loans logo

Reply from 12M Payday Loans

Hello, Jimmie!
You shouldn't be nervous. Everything was fantastic! Thank you so much for your sincere review!

Rated 5 out of 5 stars

was recently approved for a loan from…

was recently approved for a loan from this service and I wanted to share my experience with other people, had been turned down by several other lenders when I applied for a personal loan, so I was starting to feel hopeless. But then I found ttwlve loans, and they were able to give me the money I needed in just a few days!I would definitely recommend this company if you're looking for loans for bankrupts or any other type of loan.

24 January 2023
Unprompted review
12M Payday Loans logo

Reply from 12M Payday Loans

Hello, Jamie!
Thanks a lot for your words. You are welcome to work with us again!

Rated 5 out of 5 stars

no objections really

no objections really, got some money to repair my new car, what a shame really?

5 December 2022
Unprompted review
12M Payday Loans logo

Reply from 12M Payday Loans

Hi, Jessica! Thank you for your review. We are happy that you have a nice borrowing experience with us!

Rated 5 out of 5 stars

their miss from the office is super…

their miss from the office is super kind and has great customer service. I have been in customer service before and I can truly say she is doing her job very well. I will definitely be returning back to this company.

23 November 2022
Unprompted review
12M Payday Loans logo

Reply from 12M Payday Loans

Hi, Hollie! Thank you so much for your review! Have a wonderful day!

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