Commonwealth Bank Reviews 

404
TrustScore 2 out of 5

2.0

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Review summary

Created with AI, based on recent reviews

Considering 137 reviews, most reviewers were unhappy with their experience overall. Customers frequently find poor customer service, blocked digital wallets, and unexpected payment delays that leave people struggling to access their own funds. Individuals also experience frustrating branch queues, unhelpful phone support, and strict security restrictions on everyday banking transactions. Some reviewers were happy with the polite, efficient, and professional assistance provided by certain individual branch staff members during their visits. Consumers noted that a few employees were exceptionally welcoming, patient, and genuinely helpful when handling complex daily banking queries and administrative tasks. Visitors mentioned that these specific positive encounters made their overall branch experience much more pleasant and memorable.

What people talk about most

Customer service

Consumers find customer service to be negative, reporting that support teams are unhelpful and difficult to... See more

Service

Customers had negative experiences with service, describing it as the worst banking experience with long wait... See more

Staff

Clients share ambiguous opinions on staff, with many praising specific employees for exceptional, polite, and... See more

Payment

Customers consistently note negative experiences with payment processes, highlighting frustration over... See more

Customer communications

Users describe negative interactions with customer communications, expressing frustration over the difficulty... See more

Reviews shaping this summary

Rated 1 out of 5 stars

Repeatedly block and remove my cads from my App / Digital Wallet when making payments, this is despite confirming the payments are legitimate in the App. This has left me stranded without access to my... See more

Rated 1 out of 5 stars

A NIGHTMARE! As an incorporated association we signed up for Commbiz to make approving payments easier for our executive who are located across the region. WRONG! The app may be good, but the proces... See more

Rated 1 out of 5 stars

If I could give them zero stars I would, every payment you make even if it is a saved payee they delay the payment for a minimum of 24 hrs under the guise of anti fraud protection. Total bull cannot... See more

Rated 1 out of 5 stars

Commbank Plumpton: ATM deposit out of service on Monday morning, tried in the evening, same issue. Came back Tuesday midday, same issue. Two deposit ATMs, both down and no notification to customers s... See more


Company details

  1. Bank
  2. Financial Consultant
  3. Financial Institution

Information provided by various external sources

The Commonwealth Bank of Australia is an Australian multinational bank with businesses across New Zealand, Asia, the United States and the United Kingdom.


Contact info

2.0

Poor

TrustScore 2 out of 5

404 reviews

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No history of asking for reviews

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2.0

All reviews

(404)

135 reviews in the last 12 months

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Rated 1 out of 5 stars

Over charged me 3x 100 deposits

Over charged me 3x 100 deposits. Refuse to explain how if I deposit 300$ then withdraw 300$ how my account can be in arrears 300$ literally just went silent and wouldn't answer. After 2 hours on the phone. I was told not talking about it anymore. Was with them for 40 years. Never will have anything to do with them again. Record profits yet closing every branch and firing thousands. Customer service was woeful and refused to listen or answer reasonable questions

8 September 2026
Unprompted review
Rated 3 out of 5 stars

The line ups are always too long

The line ups are always too long. We run a small business and need to be away from work for too long to make a deposit or get changedThere should be more than one teller or the hostess Should jump in when the line gets long. The bank used to have a business teller years ago wish they would bring one back.

4 September 2026
Unprompted review
Rated 1 out of 5 stars

Absolutely pathetic… woke branch…

Absolutely pathetic… woke branch mentality where they’d rather walk around and tell you to take a seat than actually have 2 or 3 people serving in the only few branches they have left. Ridiculous woke business mentality. Just have enough people to serve your customers - it’s not rocket science.

3 September 2026
Unprompted review
Rated 1 out of 5 stars

Commonwealth bank disappointed with them

I had always been under the impression CBA credit card was safe in case of dishonest people. Unfortunately I had a problem with Temu who I found to be very dishonest and the person looking after the complaint just didn't seem to understand. Keeps asking for silly questions. It's simple after 3 weeks I'm still trying to get the money back from Temu. I have asked several times for a senior manager but nothing happened. It a simple thing. Stop payment on Temu. And list as undesirable. But ?
I guess time to change banks after many many years.
So disappointed

28 August 2026
Unprompted review
Rated 1 out of 5 stars

Formal Complaint

Formal Complaint: Unjustified Account Freeze and Unacceptable Customer Service Experience

I am writing to formally lodge a complaint regarding the recent treatment of my wife, a loyal Commonwealth Bank customer of over 13 years.My wife regularly transfers funds to her family overseas. She operates strictly within her established daily limit of $10,000 for international transfers.

Recently, she initiated a legitimate $10,000 transfer to her own overseas bank account. In response, Commonwealth Bank froze her entire account and subjected her to intrusive questioning regarding her personal finances.

While we understand the necessity of anti-money laundering (AML) and counter-terrorism financing (CTF) monitoring, the heavy-handed approach used here is entirely unacceptable.

Freezing access to legitimate funds without immediate, clear resolution compromises our financial security.

Furthermore, outsourcing sensitive customer service and security roles offshore raises severe data privacy concerns for Australian consumers, especially given the rising frequency of corporate data breaches.

As a long-term customer, my wife expects security and efficiency, not to be treated with suspicion for utilizing her approved banking limits.
We require the immediate unfreezing of her account, a formal explanation for this disruption, and an assurance that her personal data remains secure.

25 August 2026
Unprompted review
Rated 1 out of 5 stars

What a bunch of idiots

What a bunch of idiots. It amazes that these people manage to get themselves ready and to work by themselves.
The branch staff are lovely, but that's just a facade of flase and misleading advertising to lure you into the abomination of a back end.
It's gobsmacking what some customers will put up with when there are so many alternatives.

20 August 2026
Unprompted review
Rated 1 out of 5 stars

bank bashing

bank bashing, i left another bank dissatisfied and went to the Commonwealth, what a mistake. I sem to be in the bank every second day sorting problems. to activate a card I phone as directed cant help must go to branch, just go to front counter and they will do it straight away . I go get a number and wait ,45 minutes later hear my name go back to the counter and speak to the same person that I first spoke to. Go to car get a parking ticket , not happy . Now yesterday I get a letter telling my account has been closed , ring provided number , they cant help, go to the branch . what do you do? i am sick of banks

4 August 2026
Unprompted review
Rated 1 out of 5 stars

Transaction Dispute system made by toddlers

Tried to dispute a transaction on the Commbank App - Made me speak to the useless AI for a good 15 minutes and just closed the chat when it stopped working without raising the transaction dispute in any capacity. What an absolute joke.

4 August 2026
Unprompted review
Rated 1 out of 5 stars

RED ALERT....This is about the hire car…

RED ALERT....This is about the hire car companies promoted on the Commbank Travel service for Commbank customers. They promote USAVE. USAVE is essentially a scam. They dont recognise the Commbank credit card I actually booked with as it did not have more than three months left before expiry forcing me to use a debit card with a more expensive service. So I originally booked the hire car using my points and then was fleeced for more money using Debit card. All up this has cost $800 Aus dollars. Never use Commbank Travel!!!

20 July 2026
Unprompted review
Rated 1 out of 5 stars

Deposited cash in branch and they put…

Deposited cash in branch and they put it into my Mastercard not the savings account I asked it to be deposited to. Checked my account and realised, but couldn’t transfer it online. Called commbank and was told it would take 4 days for them to transfer to the correct account. Sure they’re enjoying making money from my money that’s not offsetting my mortgage!

31 July 2026
Unprompted review
Rated 5 out of 5 stars

West lakes Branch manager Nicola…

West lakes Branch manager Nicola deserves a commendation for exceptional service. Nicola and the team ably assisted my wife and I with a grievance about fees and interest payable. Nicola and Eric assisted us and the outcome far exceeded what we were seeking. Nicola and the team deserve to be congratulated for customer service was extinct. Not at the west lakes branch

3 July 2026
Unprompted review
Rated 1 out of 5 stars

This bank can close your accounts…

This bank can close your accounts without any reason just presume you doing something dodgy. I have using this bank for last 13 years and never had issues whatsoever. Instantly while I am in immigration detention centre bank blocked my app access and send me email we closing your accounts in seven days without giving any reason and explanation.
There is not big amount of money coming in or going out from my account. All transactions are normal. After I called them they said they can’t give me a reason they just don’t want business with me.
They pretended they giving best service or care about the customers but actually they don’t even care in which situation you are while make this stupid decision.

18 June 2026
Unprompted review
Rated 1 out of 5 stars

Check your CBA home loans people!

Check your CBA home loans people. They are now forcing ‘Wealth Packages’ and will charge you $395 a year for a total saving of just over $100. The advertised ‘savings’ is the stupidly high interest rate you get slugged if you cancel it. The actual savings is next to nothing.

24 July 2026
Unprompted review
Rated 1 out of 5 stars

Willoughby Branch has too few staff to…

Willoughby Branch has too few staff to serve the customers. Staff are fine if you can actually get one. You can spend 45 minutes in the Branch and never get served. Suggest everyone tries another bank until Comm decides to actually `spend money on staff. Its a shambles.

21 July 2026
Unprompted review

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