Square US Reviews 7,360

TrustScore 4 out of 5

4.0

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Review summary

Created with AI, based on recent reviews

Considering 978 reviews, reviewers had a great experience with this company. Many customers find the platform easy to use and straightforward, making it ideal for managing their business needs, including online purchases and point-of-sale systems. The service is often described as efficient, with features like next-day deposits and loan programs that automatically deduct repayments from sales, which greatly benefits daily operations. Reviewers also appreciate the responsive and helpful customer service, with many highlighting quick issue resolution and personalized support. However, some customers experienced difficulties with payment processing, including funds being held for extended periods without clear explanations, and issues with account closures. Additionally, a few people were dissatisfied with the customer support, citing long wait times, unhelpful chat interactions, and difficulties reaching a real person. There were also mentions of the website being hard to navigate for specific changes and occasional outages.

What people talk about most

Payment

Customers consistently note ambiguous experiences with payment, with many reporting significant issues such... See more

User experience

Consumers find the user experience to be positive, with many describing it as very easy to use, reliable, and... See more

Service

Reviewers mention ambiguous feedback about service, with many expressing significant dissatisfaction due to... See more

Customer service

Reviewers highlight ambiguous aspects of customer service, with many expressing significant frustration and... See more

Website

Clients share ambiguous opinions on website functionality, with some reviewers expressing frustration over... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Some things could better serve if combined like text messaging and text marketing’s. Also clients are barely receiving emails that I pay to send out, it’s making it hard for my small Business to keep... See more

Company replied

Rated 4 out of 5 stars

I love Square! It's great for all of my business needs. I just wish I had more volume in sales so I could take advantage of more tools that currently cost too much for my small business. My chi... See more

Company replied

Rated 4 out of 5 stars

Setting up was manageable and pretty straight forward to understand. In one year with the service our system was only not working one time. It happened to be that all our building lost internet servic... See more

Rated 4 out of 5 stars

Services are plain and simple. The only bad thing is the fact that I have taken loans and paid them off but you still make excuses on giving me another loan.

Company replied


Company details

  1. Payment Service

About Square US

Written by the company

Solutions that scale with your ambitions.

Accept payments, get fast access to your cash, and open up new revenue streams on the software and hardware platform millions of businesses around the world trust.

Get started Talk with our team

Helping every type of business succeed.

From full-service restaurants to retailers and beauty salons, Square has custom-built solutions to help businesses sell anywhere easily, quickly and seamlessly.

Trusted by business owners like you.

“I don’t need a CRM system. I don’t have to have a marketing system. I don’t have to have a POS system. With Square, I can have it all in one spot.”

— Buzz Cadenhead

Owner, Buzz Wax Malibu, Malibu

“As I grew, Square actually grew with me. It went from the assistant side and grew into a full salon business with me”

— Nikki Ally Rae

Owner, Nikki Ally Rae Salon, Los Angeles

“The moment we went from one location to two, we realized that we needed a tool that was more advanced. I think Square is worth every cent.”

— Mat Pond

Owner, The Epicurean Trader, San Francisco

“The wonderful thing about Square is I can launch a product, wake up in the morning, and I can pull out my phone and get a snapshot of sales for all the stores and what percentage of sales are from the new product. ”

— Matt Longwell

Product Manager, Blue Bottle Coffee, Oakland

Optimize your operations.

Manage your multiple locations, sales channels and employees, and your bottom line efficiently by streamlining your business operations all from one place.

Manage cash flow Manage your team Reach customers Advanced reporting

Create custom commerce experiences.

Build online, mobile and in-person business experiences that connect more customers and sellers with Square APIs.

Start selling today.

Create your free account in minutes and join the 4M+ businesses globally using Square.

Get started Talk with our team

Earn more than $250K in annual card sales?

Our sales team may be able to create a custom pricing package for your business.

We’ll work with you to find the best rate structure for your payment volume, average transaction size, and other business needs.

Talk with our team

Contact info

4.0

Great

TrustScore 4 out of 5

7K reviews

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Rated 5 out of 5 stars

I have been using Square a little over…

I have been using Square a little over 7 years. It is user friendly and easy to use. The Square loans feature is nice too. It has really helped grow my business. And Square offers American Express credit card by invite only. So look into that option if you use Square.

3 June 2026
Unprompted review
Square US logo

Reply from Square US

Thank you for the positive feedback, Jeff Cox. We are happy to hear that we have been able to help your business grow.

Rated 5 out of 5 stars

Ran into an issue were I had created…

Ran into an issue were I had created multiple accounts and confused myself as I could not find my accounts and payments. Maria from customer service was excellent. i just sent an email to help support and she responded quickly and stayed in contact until it was resolved. Come to find out, I had just de-activated the account and didnt realize thats why i was not seeing any activity.

29 May 2026
Unprompted review
Square US logo

Reply from Square US

Thank you for sharing your experience! We’re glad Maria was able to help you get everything sorted out and provide timely support throughout the process. It’s great to hear that she stayed in contact until the issue was resolved and helped identify that the account had been deactivated.

We know account-related issues can be confusing and stressful, especially when multiple accounts are involved, so we're happy you were able to get clarity and regain access to the information you needed. We’ll be sure to share your kind words with Maria and the team.

Thank you for choosing Square and for taking the time to recognize the support you received!

Rated 5 out of 5 stars

Love the platform !!!!

Love the platform !!!!! Super convenient for small businesses!!!!!!!

31 May 2026
Square US logo

Reply from Square US

Thank you so much for the enthusiastic review! We're thrilled to hear that you're loving the platform and finding it convenient for your small business. Supporting businesses of all sizes with simple, reliable tools is exactly what we strive for. We truly appreciate your support and wish you continued success!

Rated 1 out of 5 stars

I booked an appointment and it required…

I booked an appointment and it required me to leave my credit card number and I did but someone from Square start using it for other things like parking valet parking and I canceled my credit card but because it was saved on file they were able to use my new card that I had not even activated. Be careful leaving your information with Square.

14 September 2025
Unprompted review
Square US logo

Reply from Square US

Thank you so much for leaving a review. In many cases, businesses ask for a credit card when booking an appointment to help secure the reservation, cover no-show or late cancellation fees, or make checkout easier after the service is completed. It should not be used for anything outside of the business’s stated policies or your authorization.

If charges were made that you did not approve, we recommend contacting the business directly or continuing to work with your card issuer so the matter can be reviewed and investigated.

Rated 1 out of 5 stars

This is the worst customer service I've…

This is the worst customer service I've ever seen in my life I started up a new account everything was approved background check everything that they run after $6,500 was deposited into my new account it said everything was all good it asked me to fill out and complete the rest of the enrollment process banking invoices and such so again after keeping my $6,500 hostage which is still hostage has been out for days you charge me $270 to process that and won't release the rest of my funds asking me to resubmit all the information that I provided and more information that is absolutely not required who my customers are why they're paying me what they're paying me where they got their money invoices from them provide business invoices business statements and information from my banking totally unnecessary all I was trying to do was linked my bank account like they asked me and now they're trying to keep my money saying I earned it fraudulently what a slap in the face for a less than 30-day business owner and several hundred customers waiting to be served this is absolutely going to put me directly out of business with over $50,000 invested we'll see what my attorney thinks of square after this

Also wanted to add an update here as it turns out if I don't comply with whatever they want they will not return the money to my customer they will keep the $6,500 for themselves and I will be out of my money I've tried to cancel the services with them and get my customer refunded they've refused to do that in a timely manner in this day and age with ACH processing there's no reason this should be taken care of within 24 hours so now they just plan to keep $6,500 with my money because all I want to do is cancel and switch to QuickBooks at this point

25 May 2026
Unprompted review
Square US logo

Reply from Square US

We're truly sorry to hear about this experience, and we understand how stressful and frustrating this situation must be — especially as a new business owner with customers depending on you. Having funds held when you're trying to get your business off the ground is incredibly disruptive, and we hear your frustration.

We want to be transparent: when our system flags certain transactions for review, we may need to verify additional information to comply with financial regulations and protect both sellers and their customers. We understand that this process can feel invasive and overwhelming, particularly when you've already provided documentation during signup.

However, we absolutely do not want to stand in the way of your business succeeding, and we want to resolve this as quickly as possible. Here's what we'd recommend:

Respond to any emails from our Review team — Providing the requested documentation, even if it feels redundant, is typically the fastest path to getting your funds released.

- Contact Support directly — If you haven't already, please reach out at squareup.com/help or call 1-855-700-6000 and ask to speak with someone about an account review. Reference your case so they can escalate it.
- Regarding your refund request — If you'd like funds returned to your customer, our team should be able to assist with that. Please make this request explicitly when you contact Support.

We appreciate your patience and are sorry again for the stress this has caused. Please reach out to us directly so we can look into your specific case and work toward a resolution.

Rated 1 out of 5 stars

Privacy fail

Refusal to respond to a legitimate data access request. Complete lack of professionalism and respect from their support staff (likely AI bots). No meaningful way to escalate or reach anyone for support.

1 May 2026
Unprompted review
Rated 1 out of 5 stars

Stay away. They will freeze funds as they deem necessary.

The product worked well for two weeks. Then we got into a "frozen funds" situation till they reviewed addition information I sent in. I only use it at trade shows, where I can take gift cards and cash. Took me a month to get 585.00 then they deemed that my usage dosent fit in there usage agreement? So back to taking cash only.

23 May 2026
Unprompted review
Square US logo

Reply from Square US

Thank you for sharing your experience, and we're sorry for the frustration you've encountered. We understand how disruptive it can be to have funds held, especially when you're relying on them for your business. Our review processes are in place to protect both sellers and buyers, but we recognize that the timeline and communication around your case didn't meet expectations. We'd like to look into your specific situation further — please reach out to our support team so we can review your account and work toward a resolution.

Rated 1 out of 5 stars

Im trying to get a receipt but this…

Im trying to get a receipt but this ridiculous prove your not human bs has me here for 30 minutes playing a game im not going to win. What a waste of my time

26 May 2026
Unprompted review
Square US logo

Reply from Square US

Sorry to hear you're having difficulty with the receipt search page. If you're still having trouble accessing it, our Support team can help get this sorted. If you’re in the U.S., you can reach Square Support at 1-855-700-6000, Monday–Friday, 6 a.m.–6 p.m. Pacific Time. Otherwise, you can try the search again via https://profile.squareup.com/receiptlookup - make sure you're not using a VPN when accessing the page.

Rated 3 out of 5 stars

We find the app difficult to setup and…

We find the app difficult to setup and use. We've always had ongoing problems with the mag stripe reader and switched to the Bluetooth reader. After much screwing around finally got it setup. Did a small test charge and refund to be sure it worked. Supposedly, there is a "test" mode within the app, but it evidently is well hidden, because we could not find it. Anyhow we evidently were charged a fee for the test charge that had been immediately refunded. When we questioned it all we got was the useless, in our opinion, AI Bot.

26 May 2026
Unprompted review
Square US logo

Reply from Square US

We’re sorry to hear about the frustrating experience you’ve had getting set up and using your readers. We understand how disappointing it can be when hardware setup and testing don’t go as smoothly as expected, especially when you’re trying to confirm everything is working properly before taking payments. We have Support Center articles on getting started you may find useful here: squ.re/getstarted to get you up and running.

We also appreciate your feedback regarding the visibility of test functionality within the app and your support experience. We know how important it is to be able to quickly reach clear, helpful assistance when questions come up, and we’ll make sure your comments are shared with the appropriate teams.

Thank you for taking the time to share your experience and feedback — it helps us understand where we can improve.

Rated 5 out of 5 stars

Absolutely love square

Absolutely love square. No issues, easy to navigate, and very helpful customer support .

26 May 2026
Square US logo

Reply from Square US

Thank you for leaving a review!!

Rated 5 out of 5 stars

Clover= :( | Square= :D

I was using Clover before for my food booth that I take to events. The events would be sporadic with lots during the summer and hardly any in the winter, and yet I still paid a monthly subscription for a service regardless how much I used. And even after purchasing their expensive equipment, it was quickly outdated and I was required to purchase new equipment or pay even higher fees. Square has allowed me to expand my POS' with great devices or for my suddenly larger events, even turning my phone into a POS, with no monthly fees. Plus the addition of the KDS was a great and affordable way to make my booth more productive and increase customer satisfaction.

25 May 2026
Square US logo

Reply from Square US

We are so happy to hear this! Thank you for sharing a review. We love that you have been able to grow your business and use our tools to help you do it. If you ever need anything, please let us know!

Rated 1 out of 5 stars

Square is terrible they flagged my…

Square is terrible they flagged my payment and held it hostage over the holiday weekend just because my customer is from Ohio and payed me in Florida. There is no one for me to contact about this until Tuesday. Overall this is the worse experience I’ve ever had with card processing there are cheaper options that are more user friendly.

23 May 2026
Unprompted review
Square US logo

Reply from Square US

Thanks for taking the time to share this, and for providing your account details through Trustpilot.

We can see that you provided further information to our Account Services team, who will review the payments and follow up with you directly in writing via email. Square uses a number of automated and manual checks to help detect potentially fraudulent or high-risk payments. While that system is designed to protect both sellers and their customers, we know that on occasion genuine transactions can be caught up in those reviews, which is understandably frustrating.

We appreciate your patience while the team completes their review and gets back to you with next steps.

Rated 1 out of 5 stars

Probably works fine for small $15-20…

Probably works fine for small $15-20 charges. Not a good services for larger ticket sales.

1 May 2026
Unprompted review
Square US logo

Reply from Square US

Thank you for sharing your feedback. We're sorry to hear that your experience with larger transactions didn't meet your expectations. Square is designed to support businesses of all sizes, including those processing higher-ticket sales.

If you process over $250,000 per year, we'd encourage you to connect with our sales team to see if you're eligible for custom pricing and processing fees. You can also ask about hardware discounts, onboarding and implementation support, technical specialists, and account management. You can reach them here: https://squareup.com/us/en/sales/contact

Rated 1 out of 5 stars

Avoid square at all costs!

Avoid square at all costs, they will hold your money hostage for weeks on end, customer service will tell you, oh well... Will upload entire convo to YouTube for reference. They also state that we can take our business elsewhere, they aren't too worried about it. Check out clover!

UPDATE*** THEY REPLIED WITH A GENERIC AND USELESS RESPONSE THAT FOESNT APPLY, THEY HAVE BEEN HOLDING MULTIPLE CHECKS FOR WEEKS, THE SAME CHECKS AS THE LAST 49+ CHECKS THAT ALWAYS CLEAR AND HAVE FUNDS AVAILABLE.

I STATE AGAIN, AVOID THIS COMPANY AS THEY WILL NEVER EVER DO ANYTHING BUT GIVE YOU THE RUNAROUND AND EXCUSES.

21 May 2026
Unprompted review
Square US logo

Reply from Square US

Thanks for sharing this feedback. We understand how serious it feels when funds are held and it seems like you’re not getting a clear path forward from support.

We can’t speak to individual account decisions, but in general Square may place holds or review transfers under our Terms of Service for reasons such as unusual or higher-risk activity, business type or transaction patterns, exposure to disputes/chargebacks, security or fraud concerns, or regulatory and card network requirements. In some cases, those reviews can mean funds are held for a period of time to cover potential chargebacks in line with our obligations to banks and card networks. Your comments about how this process and our communication felt from your side are important, and we’ll share them with the relevant teams as we continue working to make our policies and explanations clearer for sellers.

Rated 1 out of 5 stars

Avoid Square At All Costs

I encourage anyone considering a Square account to look into other options. This is the worst customer service experience I have ever had with any company. Square's account representatives wasted hours of my time, made no attempt to identify the root of the problem I was experiencing, and provided contradictory and incomplete guidance at every step. I genuinely believe Square's customer service is set up to exhaust customers until they give up. Despite my full cooperation and hours of my wasted time, Square froze my funds and deactivated my account. For anyone interested, I have detailed my experience below:

At the beginning of April, Square requested I send in a certificate of analysis for CBD products I had removed from my website and no longer sell. I was warned my funds would be frozen if the info was not received.
1. I called and got an ai assistant. I was advised to upload a document stating I no longer sell CBD. I did, but received the request for COAs again.
2. I called back and spoke to a real person. I was advised to click a button to exit the CBD program. I confirmed with him that was all I needed to do, and asked for the rep's email in an attempt to avoid having to explain this to another person. That was not allowed. I pushed the "exit CBD program" button and I received the same request for COA's the next day. At this point I had spent hours on the phone over the course of a week attempting to solve this problem.
3. I called again and wasted my time explaining this a third time. This person told me I have to delete 10 years of Instagram posts to be compliant. I demanded to talk to a manager. The manager, Alison, told me the same thing, but said they would escalate it and get back with me.
4. A couple days passed and I had not received a call back from Alison. I was sent a notice that my funds were frozen. I called back and she told me the information they had provided was wrong, and said there was a separate webpage not listed on my website that still had CBD mentioned. I confirmed that was the last thing I needed to delete for this problem to be corrected and I deleted the page.
5. I received a notice from Square that my account was set to be deactivated. I called and after more wasted time on the phone was notified by the manager that my account was going to be deactivated no matter what, and the decision was irreversible.

30 April 2026
Unprompted review
Square US logo

Reply from Square US

Thanks for taking the time to share such a detailed account of your experience - we understand how frustrating and disruptive this has been for you.

We reviewed your case internally using the information you provided through Trustpilot. While we’re not able to address individual account decisions in a public forum, in general Square’s ability to support certain business types and transactions is governed by our Terms of Service, our agreements with the card networks, and applicable laws and regulations. In some cases, that can mean we’re no longer able to continue processing payments for a particular account and may need to deactivate it and hold funds for a period of time in line with those obligations. You can read more about these requirements in our Payment Terms here: https://squareup.com/us/en/legal/general/payment

We know this can feel unfair and exhausting from your side, and your feedback about the clarity and consistency of the guidance you received is important. We’ll share it with the relevant teams as we continue working to improve how we communicate our requirements and decisions to sellers.

Rated 1 out of 5 stars

Avoid this company

Avoid this company. I was asked for my Social Security number multiple times — including over the phone — and spent an hour and a half with support just trying to delete an account that I barely even created.

I never picked a template. I never launched a website. I never used the service.

Yet deleting my information turned into an exhausting nightmare, and I still don’t even know if everything is fully removed.

19 May 2026
Unprompted review
Rated 1 out of 5 stars

A “Resolved” Issue That Ended Up Causing Serious Financial Damage

I am extremely disappointed and honestly devastated by what happened to me with Square.

I made a transfer of $1,447 after updating my payout account from my old Chase account to my new Wells Fargo account.

The moment I noticed the transfer still appeared connected to the old bank account, I immediately contacted Square support. Within about 10 minutes of realizing the issue, I was already speaking with a representative trying to prevent exactly what ended up happening.

That representative assured me with complete confidence that everything had been fixed, that my new Wells Fargo account was correctly updated, that the old Chase account had been removed, and that I had nothing to worry about.

Because of those assurances, I trusted Square and believed the situation had been resolved.

Days later, I discovered the money had still been sent to the old Chase account anyway.

That money was not “extra money.” It was intended for something extremely important with a strict deadline attached to it. Because I did not receive those funds in time, I am now facing serious financial consequences and problems with institutions that were expecting that payment.

What makes this even more disturbing is what happened afterward.

When I contacted Square support again to investigate the issue, the new representative told me there was no record of the previous conversation where I had supposedly been helped and reassured that everything was fixed.

No record. No trace of the person who told me the problem had been resolved.

So now I am left wondering who that representative even was, why I was given false reassurance, and how a conversation involving such an important financial issue can simply disappear.

From my perspective, this feels incredibly unfair, deeply frustrating, and honestly alarming.

The damage has already been done, and I am the one suffering the consequences alone.

20 May 2026
Unprompted review
Square US logo

Reply from Square US

Thanks for taking the time to describe what happened – we understand how serious and stressful it is when a payout doesn’t land in the expected account, especially when there are deadlines and commitments attached.

We tried to reach out to you via Trustpilot for your account details so we could follow up internally, but didn’t hear back. In general, once a transfer has been sent to a bank account, recovery options are limited and often depend on the receiving bank’s processes and willingness to return funds, so it’s important that the bank account listed in your Square settings matches the account where you intend transfers to go.

Your feedback about being reassured that everything was fixed, then seeing the funds go to the old account and being told there was no record of the earlier conversation, is concerning and not the kind of experience we expect from our support team. We’ll share this with the relevant teams as we continue working to improve both the reliability of account updates and the clarity and consistency of our support and communication with sellers.

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