OFX Reviews 

11,519
•
TrustScore 4 out of 5

4.2

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Review summary

Created with AI, based on recent reviews

Looking at 517 reviews, reviewers had a great experience with this company. Customers regularly find the digital platform very easy to navigate for international money transfers, consistently offering highly competitive exchange rates that clearly surpass traditional banks. People frequently praise the dedicated team members for being extremely helpful, polite, and professional when guiding users smoothly through their financial transfers. Some reviewers were not happy with the transfer speeds, mentioning that certain payments occasionally took multiple days to finally clear. Others also felt frustrated by strict compliance checks and slow customer support responses when trying to resolve unexpected account verification hurdles or document requests.

What people talk about most

Service

Consumers find service to be positive, highlighting fast transactions, helpful staff, and better rates than... See more

Payment

Reviewers highlight ambiguous aspects of payment, noting that while some consumers enjoyed quick transactions... See more

Customer service

Users describe ambiguous interactions with customer service, as many reviewers praise patient agents who... See more

Staff

Clients share positive opinions on staff, frequently highlighting that team members are incredibly helpful,... See more

User experience

Reviewers mention positive feedback about user experience, highlighting how quick, reliable, and easy it is... See more

Reviews shaping this summary

Rated 4 out of 5 stars

This company delivered as promised. Money arrived to destination earlier than their expected delivery date. Way better exchange rate that the banks. Most agents were patient to help me work th... See more

Company replied

Rated 5 out of 5 stars

Excellent communication, also well thought out platform. These guys are just growing bigger and better as time progresses! Definitely saving tons of money by going around financial instituti... See more

Company replied

Rated 5 out of 5 stars

Once my account was approved and set up, it was so easy to transfer funds in any currency I chose. The exchange rates are the best I've found - much better than my bank's. I would recommend OFX to any... See more

Company replied

Rated 5 out of 5 stars

We have always had first class service from OFX since we started using the company probably 10 years ago. I normally do our transfers online, but the latest was a little different, so I phoned through... See more

Company replied


Company details

Verified business

Trustpilot has verified this business is registered with its local government. We’ve confirmed it maintains an online presence and shows no matches on warning or sanction lists.

Government registration: 12165602273

  1. Currency Exchange Service
  2. also in
  3. Financial Consultant
  4. Money Transfer Service

About OFX

Written by the company

logo logo


Simplify your FX needs with OFX.

Get Started

Currency exchange can be complicated. OFX keeps it simple with 24/7 foreign exchange expert (we call them OFXperts) assistance and an easy-to-use online platform. Our approach combines the human touch with convenient technology, whenever you need it, wherever you are.

We grew from an idea that there had to be a better, fairer way to move money around the world. That was over 25 years ago, and since then over 1 million customers have trusted us to help move $293bn+ around the world.

Why choose OFX?

Save Time - Fast and secure transfers in 50+ currencies to 170+ countries helps you transfer quicker.

wallet

Save Money

Bank-beating rates, paired with better market strategies, better timing, and better vendor management helps maximize profits and reduce costs.

secure

Transfer Securely

Regulated by over 50 regulators globally, means OFX always operates to international security standards and monitors transactions for suspicious activity with sophisticated technology

secure

Fee Transparency

OFX provides money visibility throughout the transfer process which means no hidden costs and no surprises.

secure

24/7 Support

Real human 24/7 support from OFXperts means that no matter where you are, we are only a phone call away.

Start saving time and money - open an OFX account today!

Written by the company

.

Contact info

4.2

Great

TrustScore 4 out of 5

12K reviews

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4.2

All reviews

(11,519)

520 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

i had set up an app account 3 weeks…

i had set up an app account 3 weeks earlier, spoke to a representitive on the day in aus, touched base another 3 days ago with another representative in aus, he walked me through everything and put the data in on his end. Do a transfer today and receive an email saying contact the office as urgent action required. Wait on hold to get through for 20 mins, speak to a guy who asks me for details, i told him that i called 3 days earlier, apparently that information was not there, couldnt hear the guy properly, i was trying to make sure the funds were going to the right bank account, he makes a mess of where the funds are going to. i correct him, he ends up hanging up on me. nearly a $14000 transfer. Are you guys for real?????? Thats how you treat customers. Never again. Gee the money better go to the right place. Stay well clear of this company!!!!

24 October 2026
Unprompted review
Rated 1 out of 5 stars

Our data just got hacked with them and…

Our data just got hacked with them and they handle money. unbelievable

Name and/or username
Contact information (address, email address and phone number)
Date of Birth
Answer to secret question
Information about select transfer(s) with OFX
Information about one or more recipients paid through OFX
Information relating to some of your communications or interactions with OFX
IP address and/or device information

23 October 2026
Unprompted review
Rated 5 out of 5 stars

Real people fixing real problems!

I really appreciate this company for three reasons.

First of all, they are run by real people who listened to me and worked with the complicated nuances of my business during the onboarding process, (whereas for other companies doing similar things we were denied immediately by impersonal bots).

Secondly, my account manager Paul Lopes has been extremely responsive and quick to make any changes I needed.

Finally, the price is right and I'm saving a lot of money on international transfers.

20 October 2026
Unprompted review
OFX logo

Reply from OFX

Hi Andrew Thank you for reaching out to us regarding the excellent service you received by OFXpert Paul. We love hearing positive client stories and will be sure to pass this on to the team. -OFXpert Dave

Rated 5 out of 5 stars

easy peasy pimple squeezy

easy peasy pimple squeezy - and fast, funds in our bank account about 1 day from transfer

21 October 2026
OFX logo

Reply from OFX

Thank you Martin, for taking the time to leave us a review. We appreciate you sharing your thoughts and thank you for your continued support. OFXpert, Dave

Rated 2 out of 5 stars

log on procedure is very frustrating &…

log on procedure is very frustrating & by the time it takes to receive a verification code by email it has expired & requests to resubmit - once & if you get in to make a currency purchase there is NO assistance in placing a limit order making the user feel a little mentally challenged

21 October 2026
Unprompted review
OFX logo

Reply from OFX

Hi Mike. Thank you for taking the time to leave a review. We are sorry to hear that your experience so far is not a positive one. To further look into this matter, please give us a call any time 24/7 at +1-300-300-424. -OFXpert Dave

Rated 5 out of 5 stars

I had an excellent experience with Amy…

I had an excellent experience with Amy today. She was knowledgeable, patient and proactive in helping me navigate international money transfers to a new location. She also took the initiative to recertify my details for the year ahead to avoid any unnecessary delays. Everything she could resolve on the call was handled efficiently, and she followed up on the outstanding items by email within a couple of hours.

Amy is a great example of why I continue to trust OFX with significant international transfers. She made the entire process feel straightforward, secure and well managed. Fantastic service and a real credit to the team!

20 October 2026
Unprompted review
OFX logo

Reply from OFX

Thank you James. We’re delighted to hear that you had such a great transfer experience with us. We appreciate you taking the time to leave us a review and share your thoughts. OFXpert, Dave.

Rated 1 out of 5 stars

Very disappointed with this service

Very disappointed with this service.
Transfered money on 3 /10 to my daughter who needed it for her visa. By 9/10 she had still not received it. When I rang to ask why was told I had to provide my last 3 months banks statements. I asked them to clarify why and they couldn't give me a straightforward answer. When I asked them to provide me with their last 3 months statements the phone was put down on me.
Several emails were sent by me and only 1 responded to. It took them 17 days to return my money and me sending emails twice a day. I've still yet to have a reply from them.

20 October 2026
Unprompted review
Rated 1 out of 5 stars

No way to reach you

No way to reach you

19 October 2026
OFX logo

Reply from OFX

Thank you Shabudin. We’re very sorry to hear that you did not receive a great client experience. Please send us an email to reviews@ofx.com or give us a call any time 24/7 at 1-800-680-0750. -OFXpert Dave

Rated 5 out of 5 stars

Service is great

This service is great ,I use it all the time

19 October 2026
OFX logo

Reply from OFX

Thank you Von. We appreciate you taking the time to leave us a review. We look forward to being your continued trusted service provider for future transfers. OFXpert, Dave.

Rated 2 out of 5 stars

Waste of time and worse rates than competitors

I had a disappointing experience with OFX. I spent 40 minutes on hold while they were trying to get me a better rate for a large transfer and no one got back to me. As an existing customer with transfers already set up, I expected better customer service. On top of that, their exchange rates are less competitive than other platforms like XE. I'll take my business elsewhere.

15 October 2026
Unprompted review
OFX logo

Reply from OFX

Thank you Quinn. We’ve very sorry to hear that you did not receive a great client experience during your interactions with a representative. We value all of our OFX clients. Please send us an email to reviews@ofx.com if you would like to have a supervisor look into this further for you. -OFXpert Dave

Rated 1 out of 5 stars

NEVER USE OFX AUSTRALIA

NEVER USE OFX AUSTRALIA! ABSOLUTELY DISGUSTING SERVICE!

I WANTED TO TRANSFER $3,000 TO MY GRANDCHILD. I TOPPED UP MY OFX ACCOUNT VIA BPAY, AND THE MONEY SUCCESSFULLY ARRIVED IN MY OFX ACCOUNT. HOWEVER, THEY REFUSED TO PROCESS MY TRANSFER.

THEY TOLD ME THEY WOULD REFUND MY MONEY, BUT IT HAS NOW BEEN THREE MONTHS, AND I STILL HAVE NOT RECEIVED A SINGLE CENT! MY OFX ACCOUNT HAS BEEN CLOSED, AND MY $3,000 IS STILL MISSING AS OF 18 OCTOBER 2026!

HOW IS THIS EVEN ACCEPTABLE? THEY HAVE MY MONEY, THEY CLOSED MY ACCOUNT, AND I AM STILL WAITING FOR MY REFUND AFTER THREE MONTHS!

I HAVE ALL THE EVIDENCE, INCLUDING THE TRANSACTION RECEIPT AND EMAILS FROM THEIR CUSTOMER SERVICE TEAM, PROVING WHAT HAPPENED. YET, DESPITE ALL THIS, MY MONEY HAS STILL NOT BEEN RETURNED!

THIS IS ABSOLUTELY OUTRAGEOUS AND UNACCEPTABLE! $3,000 IS A LOT OF MONEY, AND I WANT MY MONEY BACK!

I AM EXTREMELY ANGRY AND DISAPPOINTED WITH THE WAY OFX HAS HANDLED THIS SITUATION. THREE MONTHS WITHOUT A REFUND IS UNBELIEVABLE!

THINK TWICE BEFORE TRUSTING OFX WITH YOUR MONEY. I AM STILL WAITING FOR MY $3,000 REFUND, AND I WILL NOT BE SATISFIED UNTIL EVERY CENT IS RETURNED!

29 July 2026
Unprompted review
Rated 5 out of 5 stars

Could not thank and recommend more OFX…

Could not thank and recommend OFX more – I have just used OFX to transfer my parents’ inheritance from Europe and Euros – I considered banks (outrageous hidden fees), Wise (each of my questions was answered by someone different), and then chose OFX – minimal transaction fee, one acct manager (Erika, thank you!), answers provided VERY promptly to EACH question, transaction seamless and transparent, regular updates, could not thank and recommend more OF, it is customer-focused and customer-friendly

11 October 2026
Unprompted review
OFX logo

Reply from OFX

Thank you Pierre for your review. We appreciate your kind words and positive feedback as we always love reading stories from our clients. We look forward to assisting you with your future transfer needs. OFXpert, Dave.

Rated 2 out of 5 stars

Not one data breach but now two!

Not one data breach but now two! one in September and now one in October. Shouldn't #1 have convinced them to secure my data?

Within hours it has become clear my data has already been sold. Spamming has gone through the roof on the past 48 hours.

17 October 2026
Unprompted review
OFX logo

Reply from OFX

Hi Jonathan,

We have been investigating the cybersecurity incident as a priority and have directly contacted affected customers to provide information about the incident and its impact.

If you have any concerns about your own information or would like to discuss this further, please reach us via questions@ofx.com.

Thank you,
Lucy - OFX

Rated 1 out of 5 stars

All of my data got exposed by OFX

Service was good until all of my data was exposed due to their lack of security (you can search of "OFX data breach 2026"). So all my personal and financial data is now for sell somewhere in the internet. I would expect a lot better. Even secret question got exposed.

14 October 2026
Unprompted review
OFX logo

Reply from OFX

Hi Rui,

We have been investigating the cybersecurity incident as a priority and have directly contacted affected customers to provide information about the incident and its impact.

If you have any concerns or questions about this, please reach us via questions@ofx.com.

Thank you,
Lucy - OFX

Rated 5 out of 5 stars

Follow their instructions.

I am very happy with the company for asking many documents for the purpose of security and safety. In the end we were very happy with the company's service. A+ for the good team.

16 October 2026
Unprompted review
OFX logo

Reply from OFX

Thank you Loreen for taking the time to leave us a review. We appreciate you sharing your thoughts and thank you for your continued support. OFXpert, Dave

Rated 5 out of 5 stars

Fast and easy money transfer

Fast and easy money transfer. Good friendly service

14 October 2026
Unprompted review
OFX logo

Reply from OFX

Thank you Omar. We’re delighted to hear that you had such a great transfer experience with us. We appreciate you taking the time to leave us a review and share your thoughts. OFXpert, Dave.

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