nutshell Insure Reviews 1,822

TrustScore 3.5 out of 5

3.5

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Review summary

Created with AI, based on recent reviews

Considering 1,156 reviews, most reviewers were somewhat happy with their experience overall. Customers generally found the website and user interface to be very easy to use and navigate, making the process of obtaining car insurance straightforward and quick. Many also appreciated the competitive pricing and value for money offered, often finding policies that were significantly cheaper than their previous providers. However, some people were dissatisfied with the customer service, reporting difficulties with online-only support and issues with policy changes or cancellations. There were also mentions of unexpected fees and problems with accessing account information or making changes through the website.

What people talk about most

Price

Customers consistently note ambiguous experiences with price. Many reviewers found the pricing competitive... See more

Website

Reviewers mention ambiguous feedback about the website. While some customers found the online portal easy to... See more

User experience

Customers had positive experiences with user experience, finding the online portal and application process... See more

Customer service

Users describe negative interactions with customer service. Many customers report that the service is... See more

Service

Clients share ambiguous opinions on service. Many customers express extreme dissatisfaction, citing shocking,... See more

Reviews shaping this summary

Rated 4 out of 5 stars

It was a competitive result using Confused.Com. It was self-explanatory of what your needs are and how to complete. The frustrating and repetitive process of paying was infuriating over 2 days. I c... See more

Company replied

Rated 4 out of 5 stars

I’m only giving 4 stars because going through the on line forms when you get to payments it kept on taking me to virtual advisor this happened 5 or 6 times. Eventually I cancelled everything and start... See more

Company replied

Rated 3 out of 5 stars

Unable to contact this company despite being in chats with wait times of 10min and 5 mins, over 1 hour and no response whatsoever. I need to cancel my policy as I have sold my car, Would not use again... See more

Company replied

Rated 4 out of 5 stars

Easy to set up cover at a very reasonable cost. The noted Defacto 5 stars added confidence to the decision to go with nutshell. Trust Pilot rating however doesn't match that at 3.6 Somewhat concerne... See more

Company replied


Company details

  1. Insurance Agency
  2. Auto Insurance Agency

Written by the company

At nutshell, we’ve got car insurance cracked. Quite frankly, it’s been too complicated for too long. So, in a nutshell we are changing insurance for the better. We all know that sometimes, nutty things can happen. If you’ve had a bump, been hit by an uninsured driver, or even put in the wrong kind of fuel, we’ve got your back. Our claims team will help keep you moving and make the process as pain-free as possible, by treating people… well like… people. Car insurance is confusing enough, so to take out the hassle, we’ve included Motor Legal Protection in your cover for free. Not only that, but if you need to make a change, we won’t charge you admin fees. It’s all about the little wins in life, right?! We get that sitting on the phone for hours on end trying to sort out your motor insurance is far from ideal. That’s why we offer fuss-free, online servicing that allows you to view your policy documents 24/7. We have set out right from the start to make our experience as smooth as possible, so you can get on with doing the things that are important to you. That’s what we’re all about… insurance in a nutshell. Find out more at nutshell-insure.co.uk


Contact info

3.5

Average

TrustScore 3.5 out of 5

2K reviews

5-star
4-star
3-star
2-star
1-star

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Rated 5 out of 5 stars

Issue raised was resolved quickly.

I raised an issue with regard to cancelation which was resolved quickly.

20 March 2026
Unprompted review
nutshell Insure logo

Reply from nutshell Insure

Hi Andree,

We’re sorry to hear about your experience and understand your frustration.

Insurance decisions are based on a range of underwriting criteria, and in some cases we’re unfortunately unable to offer cover. While we appreciate this can be disappointing, especially when no detailed explanation is provided, these decisions are made in line with our policies and risk assessments.

We’d welcome the opportunity to review your case further and provide more clarity. Please email your policy details to reviews@nutshell-insure.co.uk so we can get in touch.

Leanne

Rated 5 out of 5 stars

Policy is very good price

Policy is very good price, everything things easy all time good response for questions, 👍

19 March 2026
nutshell Insure logo

Reply from nutshell Insure

Hi G S,

Thanks for your 5 star review and feedback! It's fantastic to hear you were happy with the policy premium!

Kirsty

Rated 5 out of 5 stars

Went on to meerkat for car insurance

Went on to meerkat for car insurance on my new car which I pick up today , and the best deal was out there was from NUTSHELL insurance , very easy to navigate and pay , all done in 5 minutes and all relevant paperwork sent by email .

19 March 2026
Unprompted review
nutshell Insure logo

Reply from nutshell Insure

Hi Jason,

It's fantastic to hear you found the website very easy to navigate!

Kirsty

Rated 5 out of 5 stars

Excellent

Fast and easy and painless change on the portal. Excellent website.

19 March 2026
Unprompted review
nutshell Insure logo

Reply from nutshell Insure

Hi Richard,

Thank you for taking the time to review your recent experience with us!

Vicky

Rated 1 out of 5 stars

Customer service is a farce. Avoid at all costs

Customer service is a farce. Told us due to an error they were going to cancel our car insurance giving us a few days to rectify. We emailed them and explained the apparent error and tried to contact via phone when we had no response to our email, but kept getting cut off. We then got a message saying the car insurance was cancelled as we had not made any attempt to contact them!!! They've taken a years car insurance off us with no indication if they are going to pay any of it back.

19 March 2026
Unprompted review
nutshell Insure logo

Reply from nutshell Insure

Hey Deborah,
I'm sorry to hear about the issues you've had with the cancelation of your policy and difficulties contacting us. I haven't been able to locate your policy details, if you would like to discuss this further, please send your details to us at reviews@nutshell-insure.co.uk so we can be in touch.
Thank you.
Rachel

Rated 4 out of 5 stars

I’m only giving 4 stars because going…

I’m only giving 4 stars because going through the on line forms when you get to payments it kept on taking me to virtual advisor this happened 5 or 6 times. Eventually I cancelled everything and started over only to go through it all again TWICE. I nearly didn’t bother and was going to go with another insurer but I gave it one more chance and this time it all worked as it should.

18 March 2026
nutshell Insure logo

Reply from nutshell Insure

Hi Paul,

Thank you for your feedback, and we’re sorry for the frustration you experienced with the online forms and repeated redirects to the virtual advisor.

We appreciate your patience in trying again and are glad it worked in the end, though we understand how close this came to losing your trust. Your comments will be shared with our team to help improve the experience.

Thanks again for sticking with us.

Vicky

Rated 1 out of 5 stars

Received an email saying my policy…

Received an email saying my policy cancelled unless I contact them today but uncontactable. Tried the live chat and emailing them but ignored. Shambles of a company

18 March 2026
Unprompted review
nutshell Insure logo

Reply from nutshell Insure

Hi,

We're sorry to hear about the cancellation of your policy and the issues you have had getting through to ourselves. Please can you email your policy details over to reviews@nutshell-insure.co.uk so we can try and assist you further.

Kirsty

Rated 4 out of 5 stars

Its in the name in a Nutshell

The online process was straight forward enough some confusion when adding penalty points however.Add the details then you have to apply the conviction too.
Comparable to some other companies on price but also loved the name not one I will forget.Insurance covered in a you guessed it _ a Nutshell.Hope the website is as easy to navigate. Always worth trying a new company for another quote as beat my existing one by over 180 a year.

18 March 2026
Unprompted review
nutshell Insure logo

Reply from nutshell Insure

Hi Cheryl,

Thank you so much for such a thoughtful and detailed review!

We’re really pleased to hear you found the online process straightforward overall, and that we could save you over £180 — that’s fantastic! It’s also great to know our name made a lasting impression

We appreciate your feedback around adding penalty points and convictions too. That’s really helpful, and we’ll certainly take a look at how we can make that part of the journey clearer and smoother.

We love your “covered in a nutshell” line — perfectly said! We hope you continue to find the website just as easy to use moving forward, and we’re always here if you need any support.

Thanks again for giving Nutshell a try and for recommending others to do the same!

Laura

Rated 5 out of 5 stars

Insurance renewal experience

Great easy to follow website, very informative, insurance half the price of my last years, even with extras included, well explained, took minutes too fill form and and renew my insurance, confirmation and documents through in minutes. 100% recommended

16 March 2026
Unprompted review
nutshell Insure logo

Reply from nutshell Insure

Hey Sue,

Wow — thank you so much for this amazing review!

We’re absolutely thrilled to hear how quick and easy you found the whole process, from getting your quote to receiving your documents.

It’s fantastic to know you found the website clear and informative, and even better that we could offer you such great value — especially with those added extras included!

Your recommendation means a lot to us, and we’re so happy to have you with Nutshell. If you ever need anything, we’re always here to help.

Thanks again for choosing us!
Laura

Rated 5 out of 5 stars

After a bad start and now spending some…

After a bad start and now spending some time on the phone with the very helpful Vicky everything has been resolved and I’m more than happy to continue my insurance with them Look forward to a great relationship for the next 12 months Thank you Vicky for all your help in getting this issue resolved

17 March 2026
Unprompted review
nutshell Insure logo

Reply from nutshell Insure

Hi Karen,

Thank you so much for your lovely review!

We’re really glad we could turn things around for you after the initial hiccup.

It’s fantastic to hear that Vicky was able to step in and get everything sorted — we’ll be sure to pass on your kind words to her. She’ll be thrilled to know she made such a positive difference!

We’re delighted to have you with us and truly appreciate your trust in Nutshell. Here’s to a smooth and stress-free year ahead — we’re always here if you need anything.

Thanks again for choosing us, and we’re looking forward to that great relationship too!

Laura

Rated 5 out of 5 stars

Great

So far so good, a great quote with good standard benefits and easy to navigate through from the comparison website , all online saving paper , swift , clear signage and easy access. Very happy I saved over £150 compared to the quotes from other bigger players .

16 March 2026
Unprompted review
nutshell Insure logo

Reply from nutshell Insure

Hi Helen,

Thank you for taking the time to leave us your fabulous five-star feedback!

Welcome to Nutshell Insurance.

Vicky

Rated 1 out of 5 stars

Diabolical

Diabolical. Impossible to contact. Paid 13 days ago for a new car insurance and recovery policy. To date nothing received whatsoever in the way of email confirmation or otherwise, though they took my payment. Have emailed and used on line chat to no avail. I want my certificate of insurance and schedule. Their website does not work. It does not recognise the email I registered with, it does not recognise my policy number (which I fortunately obtained during a needlessly protracted chat), it does not recognise my name. PLEASE AVOID. I have a 14 day cooling off period so will be taking this up with my credit card company at the end of today, if I have not heard from these scammers. I wish I had looked at Trustpilot BEFORE I purchased.

4 March 2026
Unprompted review
nutshell Insure logo

Reply from nutshell Insure

Hi Sioux,

I’m sorry you’ve had such a frustrating experience. You should have received your documents, and I understand how worrying this must feel.

Please email your policy details to reviews@nutshell-insure.co.uk
so we can look into this and get things sorted for you.

Leanne

Rated 1 out of 5 stars

Awful company

Awful company

17 March 2026
nutshell Insure logo

Reply from nutshell Insure

Hi Claire,
I'm sorry about your recent experience with Nutshell. Thank you for taking the time to leave your review and speak with me. If you require further assistance please don't hesitate to contact customer services.
Rachel

Rated 3 out of 5 stars

I found it difficult to contact the firm diretly which was very much needed.

I found it hard to explain my situation regarding renewal of my policy for car insurance as no free text box on the webssite and the 'chat to us button did not work'
Polocy numbers 138094391-01 and 139095867
However I would like to continue with Nutshell if this is possible

16 March 2026
Unprompted review
nutshell Insure logo

Reply from nutshell Insure

Hi Elaine,

Thank you for taking the time to share your feedback.

I’m sorry to hear that you found it difficult to explain your situation regarding the renewal of your car insurance policy, particularly without a free text option on the website and with the chat function not working as expected. I understand how frustrating this must have been when you were trying to get assistance.

Thank you for providing policy numbers; we will be in touch to help.

Vicky

Rated 5 out of 5 stars

Nutshell is online service Provider,

Nutshell is online service Provider,
Very nice service and great product.
Value for money.

16 March 2026
Unprompted review
nutshell Insure logo

Reply from nutshell Insure

Hi Chiman,

I'm pleased to hear you found the online service nice and the policy value for money!

Kirsty

Rated 5 out of 5 stars

Best quote yet!!!

Nutshell gave me a good policy price, was very easy to manouvre around the quote. I am very pleased with the whole process. No price changes along the way. Very happy.

14 March 2026
Unprompted review
nutshell Insure logo

Reply from nutshell Insure

Hi Collette,

Thank you for your 5 star review and feedback. It's great to hear you're happy with our policy prices and processes.

Leanne

Rated 1 out of 5 stars

Out of the blue I received a letter…

Out of the blue I received a letter telling me that insurance was cancelled which confused me because I have not got a policy with them at all and never had
In fact I had never heard of this company
This caused a great deal of stress because either there has been a breach in gdpr or someone has fraudulently used my details to get car insurance
No number to call except claims line so out of desperation I tried it..they told me to use live chat but you can’t do that if you haven’t got an account
Eventually the claims line gave me an email address which I used and took a pic of the letter and sent it with the email
Not even acknowledged said email
Next step would be a call to the police in case my details have been used fraudulently

14 March 2026
Unprompted review
nutshell Insure logo

Reply from nutshell Insure

Hi Kim,

Thanks for getting in touch. I’m really sorry for the stress this has caused you. Getting a cancellation letter for a policy you’ve never taken out would worry anyone, and I can understand why you’re concerned about your details being used without your knowledge.
It’s also frustrating when you try to get help and can’t reach anyone. Being passed from a claims line to live chat, and then having your email go unanswered, isn’t the experience you should have had.

Please email the policy details to reviews@nutshell-insure.co.uk
so we can look into this for you.

Leanne

Rated 5 out of 5 stars

It pays to shop around

Renewal time come around and thought id see if i could improve the price £250 ish
Moneysupermarket turned up nutshell insure the same excess and no claims protection in the price and it was a 40% cheaper
went to the nutshell site checked my cover and start date and sorted
Im well happy Thank you Nutshell

13 March 2026
Unprompted review
nutshell Insure logo

Reply from nutshell Insure

Hi,

Thanks for your 5 star review and feedback. It's great to hear you're happy with our prices.

Leanne

Rated 5 out of 5 stars

Worthy of a 5 star review.

Worthy of a 5 star review.
Well priced and with a clear, simple and well designed website.

13 March 2026
Unprompted review
nutshell Insure logo

Reply from nutshell Insure

Hi Kevin,

Thank you for your 5 star review and feedback. It's great to hear you're happy with our prices and website.

Leanne

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