Ally Financial Reviews 

1,683
•
TrustScore 1.5 out of 5

1.6

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Review summary

Created with AI, based on recent reviews

Evaluating 465 reviews, most reviewers were let down by their experience overall. Consumers frequently complain about extremely poor customer service, noting frustratingly long hold times, unhelpful representatives, and difficulties reaching someone who can actually resolve issues. Many people also experience persistent problems with payment processing errors, unexpected website bugs, and confusing online systems when attempting to manage their daily loan finances. Some reviewers were happy with their overall banking experience, praising the helpful financial features and smooth digital platform options available. A few other customers mentioned receiving great personal support and finding the overall banking services to be a truly positive game changer.

What people talk about most

Payment

Reviewers express deep dissatisfaction regarding payment processing, noting that systems often fail and... See more

Customer service

Customers had negative experiences with customer service, reporting long wait times, unhelpful... See more

Service

Reviewers highlight negative aspects of service, describing experiences with untrained specialists and slow,... See more

Staff

Users describe negative interactions with staff, frequently reporting that customer service representatives... See more

Customer communications

Customers consistently note negative experiences with customer communications, pointing out that it is... See more

Reviews shaping this summary

Rated 2 out of 5 stars

Their customer service is suspect. Mom and I have tried to add our 18-year-old twins to one of our 5 established checking accounts. Ally quickly accepted my daughter as a joint owner of an account,... See more

Rated 2 out of 5 stars

Happy with the savings yield, less happy with the customer service. My account was suspended for 6 months without notification. I am pretty sure customer service is outsourced. I have repeatedly h... See more

Rated 2 out of 5 stars

At one time, Ally had an excellent customer service department. Unfortunately, that time has passed. It is apparent that Ally now outsources their customer service representatives. In trying to sol... See more

Rated 1 out of 5 stars

8 out of 10 times when I try to pay my car note something is wrong with the website and I can't pay. I tried chatting with a bot and it said their chat was glitching too. Jeez, I just don't understand... See more


1.6

Bad

TrustScore 1.5 out of 5

2K reviews

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No recent history of asking for reviews

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1.6

All reviews

(1,683)

463 reviews in the last 12 months

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Rated 1 out of 5 stars

Ally is Terrible

I had my last car loan through Ally, and they were TERRIBLE to work with. During the middle of my car lease, they randomly tried to add an additional $45 onto my monthly car payment. I thought it would be an easy fix to just call customer service and get it straightened out. Nope. Ally’s customer service is HORRENDOUS. I spent an entire work day being passed around from person-to-person when I called Ally. Each rep was ruder than the last one. I was getting frustration tears towards the end of the day of getting nowhere with these people. NONE of who I spoke to could explain why they were trying to increase my monthly payment. My dad found a direct number to a higher-up. I had him call the next day, and after 20 mins on the phone, Ally realized THEIR mistake. Unreal. They are terrible. I will never ever bank with them because of how awful they were with my loan.

19 May 2026
Unprompted review
Rated 5 out of 5 stars

Ally Bank is number 1!!!

Ally Bank has been a wonderful experience. So easy to use the app. Easy transfer between debit accounts and of course the use of zelle. Can't stop telling everyone about it


Thank you

12 June 2026
Unprompted review
Rated 1 out of 5 stars

In reality I'd give <100 ⭐️ for my…

In reality I'd give <100 ⭐️ for my horrific customer service with Ally.
It's surreal they claim "award winning customer care is available 24/7 TO HELP WITH WHATEVER YOU NEED" 😂😂😂
That is absolute baloney! I CANNOT WAIT to be done with this crappy financial institution!

1 April 2026
Unprompted review
Rated 1 out of 5 stars

Chatted with ALLY in reference to Modification of Loan

Chatted with ALLY in reference to modifying my car loan. I have had my vehicle since 11/4/24 and I need a cheaper payment. Each time that I have inquired, the answer has been no. The payments are outrageous. The clause that that they post is "If you are having difficulties, reach out to us-we can help"-a huge lie. IThis is my first and last time dealing with ALLY finance.

15 June 2026
Unprompted review
Rated 1 out of 5 stars

I was trying to add cash to my account

I was trying to add cash to my account, which had gone negative. I went to a local Wal Mart to add cash, transaction was not allowed. I called in, and was told there was a "restriction" on my card and the only way to add cash was a bank transfer or check deposit. The agent was NOT helpful at all. It is completely unacceptable that I am trying to add cash to my account, but Ally is not letting me. I would give zero or even negative stars if I could. DO NOT sign up for or use Ally bank. Not worth it at all. Customer service is absolutely terrible.

15 June 2026
Unprompted review
Rated 5 out of 5 stars

Ally’s Money Market account has allowed…

Ally’s Money Market account has allowed my financial stability to grow tremendously. I never know how much earnings were out there just by placing your money in the right account. Banking with Ally has by far been one of the best financial decisions I’ve made. Thank you for being a great trusting partner.

Shakina M.

14 June 2026
Unprompted review
Rated 5 out of 5 stars

Great for those who don't need personal connections

I'm sure that a lot of people are anxious about doing their banking not at a physical office. But if most of your transactions are not in cash Ally works very well. Interest bearing checking and savings (with very good rates), simple deposit methods (incuding using deposited money orders for cash) makes it worthy. In summary Ally is great if personal contact is not a priority.

12 June 2026
Unprompted review
Rated 4 out of 5 stars

I was very happy with my Ally account…

I was very happy with my Ally account setup. I liked being able to pay my Ally credit card with a transfer from my Ally checking account. Now that it has switched to Ollo I can no longer do that and have to manage two sites.

12 June 2026
Unprompted review

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