It was my frirst payday loan, so I was choosing the company cautiously. They are very friendly and willing to help, the terms are quite transparent and the requirements are easy to meet. The loan arri... See more
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If you want to get the most helpful and responsive customer service you've ever had - ask for Ricky, one of the 12M Loans customer agents. He is a great employee. I don't know how he is doing it, but... See more
Company replied
It is one of the best lending companies in my area. Got connected with direct lenders with no disappointments. Payday loan till my next paycheck is definitely a good product I will try next time!
my first time experience with this matching services company was an amazing experience. they are so helpful and easy to understand and will give you some great pieces of advice! anyone who looking to... See more
Company replied
Company details
Information provided by various external sources
Bad credit loans - a quick way to get guaranteed cash online. Same day loans with no credit check and instant approval! Fast funding as soon as today!
Contact info
Willis Street 1267, 96001, Redding, United States
- 12monthsloansbadcredit.com
No history of asking for reviews
This company hasn't invited their customers, so reviews may not be representative
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These guys helped me to get money fast…
These guys helped me to get money fast without regard to my poor credit. Happy with their services.
Good loan company
It was my frirst payday loan, so I was choosing the company cautiously. They are very friendly and willing to help, the terms are quite transparent and the requirements are easy to meet. The loan arrived to me really fast and it helped me a lot, but why, why does it cost so much??? (that is why I can't give you 5 stars...)
It is one of the best lending companies…
It is one of the best lending companies in my area. Got connected with direct lenders with no disappointments. Payday loan till my next paycheck is definitely a good product I will try next time!
Normal company
Normal company, worked as expected, nothing special but for sure it's not a disappointment.

Reply from 12M Loans
don't even know how to thank you guys…
don't even know how to thank you guys cause you gave me a hand when i needed most! Hope to never go back to the financial problems i faced then. Peace!

Reply from 12M Loans

Reply from 12M Loans
Didn't expect it to be so easy
Didn't expect it to be so easy. Everything went smooth, with no hurry or pressure.

Reply from 12M Loans
Great service!
my first time experience with this matching services company was an amazing experience. they are so helpful and easy to understand and will give you some great pieces of advice! anyone who looking to start out this is a good place to start with.

Reply from 12M Loans
easy to apply, user-friendly website
It was incredibly easy to apply for a loan as 12MLoans created a user-friendly website. I even had no questions regarding it.

Reply from 12M Loans
my first payday loan
Almost everybody know that payday loans are very unsecured and have high interest rates, but I would like to reassure you that all the payday loan application and approval process depends on the lending service you contact. I choose 12M Loans for my first payday loan and I need to say that it's the best choice for people who arent sure about their security and interest rates. Highly recommend!

Reply from 12M Loans
the loan application was easy and fast
the loan application was easy and fast enough. i had applied for a loan multiple times, but this time i felt like the process was going really faster and easier. everything was clear as the website application from was user-friendly. i definitely advise 12Mloans for people who are going to apply for a loan for the first time.

Reply from 12M Loans
Great customer agents!
If you want to get the most helpful and responsive customer service you've ever had - ask for Ricky, one of the 12M Loans customer agents. He is a great employee. I don't know how he is doing it, but he's always in a good spirit and ready to provide the necessary details. Not just sending information or telling you about different things that you can't even understand. He tried to EXPLAIN it to you. Just for your clear understanding and avoiding any confusions. I wish Customer agents from other companies would be the same as Ricky.

Reply from 12M Loans
Here you can get any help you need!
Do you know how hard it is to meet responsible and responsive workers in our days? Yes, it's very complicated. I am a business owner, so I often use loans providing agency service for my projects. As you understand, I've changed a lot of different loans connecting companies. It's not because of my uncertainly but in order to find the best one. I prefer to be a loyal customer but only for the same loyal company. I didn't like all the agencies I had contacted. I've already lost my faith in the possibility of finding the best loan providing agency. And you know what? I've found 12M Loans. From that moment, I didn't change an agency, and I even had no thought of finding another one. I'm totally sure it's the best place where you can get any help you need!

Reply from 12M Loans
Super easy to apply
Super easy to apply! Fast response and clear contract. Highly recommended.

Reply from 12M Loans
fast processing that is very important…
fast processing that is very important when need cash urgently
Straightforward Scholarship Prompts
Very straightforward scholarship prompts! I liked making the video for the essay, and they're very good with contacting the contest winners. I also ended up reading some of the past winning videos/essays and learned a thing or two about financial literacy.

Reply from 12M Loans
Not a fan of payday loans
Not a fan of payday loans, but this time had an emergency. Thankfully got the loan fast without any issues.
As usually fast without any issues or…
As usually fast without any issues or delays. Thank you very much!
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