PayPal UK Reviews 

8,564
TrustScore 4 out of 5

4.1

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Review summary

Created with AI, based on recent reviews

Evaluating 2,598 reviews, reviewers had a great experience with this company. Customers frequently praise the service for being fast, simple, and reliable when sending money abroad and making everyday online purchases. People note that the digital platform is very easy to navigate, making financial transactions extremely convenient, straightforward, and efficient. However, some customers also noted issues with unexpected transaction fees and difficulties resolving complicated payment or refund disputes. Consumers expressed deep frustration when trying to reach customer support or get meaningful help from unhelpful agents regarding persistent account problems. Reviewers mentioned that communication channels can feel limited, leaving people struggling to find solutions for their specific cases.

What people talk about most

Payment

People report ambiguous experiences with payment, noting both convenient transactions and significant... See more

User experience

Reviewers mention positive feedback about user experience, highlighting how simple, quick, and convenient the... See more

Service

Customers consistently note positive experiences with service, describing it as fast, efficient, and reliable... See more

Customer service

Reviewers highlight negative aspects of customer service, frequently expressing deep frustration and... See more

Refund

Users describe negative interactions with refund, highlighting difficulties in securing their money back.... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Trying to send money to my older daughter is not going well....I understand about scams and this isn't...she has just set up her PayPal account and I've managed to send her £30 and yet I can send 100... See more

Rated 4 out of 5 stars

Normally I pay by PayPal and it's no bother, very convenient and instant. A welcome change from having to enter all the details of a credit or debit card number. Today I have been sent money on Pay... See more

Rated 5 out of 5 stars

I Love PayPal l have allways had First-class Service from them so very helpful when l have phoned them they are so helpful and they explaine every think for you and how to do it l sent my friend s... See more

Rated 5 out of 5 stars

The mobile app is quick and simple to use but you still feel the security is spot on. I am not great with tech and even I can use easily. Also you can earn rewards. I also feel the fees are very reaso... See more


Company details

  1. Payment Service
  2. Bank
  3. e-Commerce Solution Provider

Written by the company

PayPal is the UK's most trusted way to pay, get paid, and manage your money, for customers and businesses alike. For customers, PayPal makes everyday spending smarter. Shop at millions of retailers online or in-store with Buyer Protection on every eligible purchase. Earn points on your everyday spend with PayPal+, split purchases into manageable instalments with buy-now pay-later, or spread costs further with PayPal Credit. Send money to friends and family instantly for free, spend your balance anywhere with the PayPal Debit Card, or explore crypto, all from one app. Whether you're paying for your weekly shop, booking travel, buying fashion, or picking up electronics, PayPal is accepted at thousands of UK retailers and millions of businesses worldwide, making it the flexible, secure payment method for every part of your life. For businesses, PayPal helps you get paid faster and sell with confidence. Accept payments online, in-person, or via invoice, offer customers flexible Pay Later options at no risk to you, and benefit from Seller Protection on eligible transactions. Access your business balance on the go with the PayPal Business Debit Mastercard. Whether you're a sole trader or a scaling enterprise, PayPal has the tools to grow with you. From freelancers and sole traders to restaurants, retailers, and fast-growing e-commerce brands, PayPal supports UK businesses of every size and sector. Integrate PayPal into your website, send payment links in seconds, or take in-person payments, with fast settlements and the reporting tools to keep your finances under control. Your security is at the heart of everything we do. PayPal uses advanced encryption and industry-leading fraud detection to protect every transaction. We're authorised and regulated by the Financial Conduct Authority (FCA) in the UK, so you can shop, send, and sell with complete confidence. Backed by 25 years of experience, operating in 200+ markets, and trusted by over 400 million customers worldwide, PayPal is built to make money movement simple, secure, and seamless.


Contact info

4.1

Great

TrustScore 4 out of 5

9K reviews

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4.1

All reviews

(8,564)

2,604 reviews in the last 12 months

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Rated 5 out of 5 stars

Initially I made the error of ordering…

Initially I made the error of ordering the wrong part but, even before it was delivered they managed to cancel the delivery , sorted out the correct part needed , adjusted the price , confirmed the new part was what I required ( yes I had missed off one number) again they corrected ,confirmed all was ok ,then proceeded with the new order . Such customer care deserves 6 stars

12 September 2026
Unprompted review
Rated 1 out of 5 stars

PayPal Has No Complaints Procedure. None. Just Stonewalling.

I submitted a formal written complaint to PayPal about a misdescribed order purchased through PayPal Credit. Instead of addressing any of the points, PayPal simply repeated the same line: “provide a tracking number.” They ignored the complaint entirely.

When I asked for escalation details, the agent gave me a generic enquiries email — not a complaints address. When I tried the official complaints email, it bounced. PayPal UK Ltd is FCA‑regulated, yet they do not appear to have a functioning complaints procedure at all.

They closed my case without allowing an appeal, removed the ability to upload tracking information, and now insist I provide tracking for a return label that was never issued. This is not dispute resolution — it’s stonewalling behind a broken system.

PayPal is refusing to follow basic consumer protection rules, refusing to acknowledge complaints, and refusing to provide escalation routes. Avoid relying on PayPal for buyer protection. It simply does not exist.

13 September 2026
Unprompted review
Rated 1 out of 5 stars

PayPal returned £1,200 to the buyer…

PayPal returned £1,200 to the buyer despite telling me the case was in my favour

The buyer received the service I provided. Months later, the buyer disputed the payment through PayPal. I submitted evidence showing that the service had been provided.

PayPal then emailed me confirming that the case was decided IN MY FAVOUR. PayPal also confirmed that the transaction was **eligible for Seller Protection **.

However, the money PayPal had placed on hold was never released back to me.

When I contacted PayPal about getting my money released, I was told I needed to pay £71.30 because my account had a negative balance. I could not understand why I was being asked to add more money to my PayPal account while I was still waiting for approximately £1,200 to be returned.

I called PayPal again and was then told that the approximately £1,200 had actually been sent back to the buyer.

This makes absolutely no sense to me. How can PayPal tell me in writing that the case was decided in my favour and that the transaction was eligible for Seller Protection, but then return the money to the buyer?

I have spent hours trying to get a clear explanation and to get my money returned. The customer service has been extremely disappointing, and I have received conflicting information from different representatives.

I used to have confidence in PayPal, but after this experience I have lost trust in the company. I simply want PayPal to honour the decision it communicated to me and return my money.

12 September 2026
Unprompted review
Rated 5 out of 5 stars

Recommendation for PayPal

I like using PayPal because it is a secure way of paying firms/people without using your Bank Account or card details each time you pay.
PayPal are also very good at settling disputes.
I have used PayPal for years and am happy to recommend them as a secure way of payment.

12 September 2026
Unprompted review
Rated 1 out of 5 stars

I Followed PayPal’s Advice From the Start — They Ended Up Sending Me to Debt Collection!!

Absolutely appalling experience with PayPal.

All my PayPal payments had always been made on time. I had never simply stopped paying or allowed the account to fall into arrears. The debt collection and adverse credit reporting only arose after I followed PayPal’s own advice in trying to resolve this disputed transaction.

Our booked flights were cancelled and we were moved onto different flights without being consulted or agreeing to the change. When the merchant initially refused a refund, I contacted PayPal for help. PayPal advised me to raise a dispute through their dispute process, which I did. PayPal then found the dispute in the merchant’s favour.
We then pursued the merchant ourselves. The merchant subsequently confirmed that a refund was due and that they had received the money back from the airline, but said they could not refund us because of the PayPal dispute — despite PayPal having already closed it in the merchant’s favour.
I went back to PayPal and explained the situation. PayPal advised me to contact my bank and raise a chargeback. Again, I followed PayPal’s advice. My bank investigated the matter and found in my favour.
Instead of the matter being resolved, PayPal then treated the Pay Later balance as overdue.
When I contacted PayPal again to understand why the balance was showing as overdue despite having followed their advice, their customer service representative changed the reason for the dispute and re-submitted it with further evidence for review and reconsideration, including evidence that the merchant had agreed to issue the refund and had received the money back from the airline.
Despite this, the amended dispute and additional evidence appear to have been ignored. Instead of PayPal resolving the matter, I have been left going back and forth between PayPal, the debt collection agency and the merchant, trying to sort this out myself, while the account has been reported as delinquent on my credit file.
I also made a formal complaint to PayPal, but this still did not resolve the situation. After five months of trying to resolve this, I have now had no option but to refer my complaint to the Financial Ombudsman Service.

This situation has been going on since April and, five months later, it is still not resolved.

What exactly is the point of PayPal buyer protection if a customer makes their payments on time, asks PayPal for help, follows the processes PayPal tells them to follow, provides evidence that a refund is due, and ultimately ends up facing debt collection and adverse credit reporting?

Completely unacceptable customer service and dispute handling.

7 September 2026
Unprompted review
Rated 1 out of 5 stars

Be warned about Paypal Credit

I was offered Paypal Credit which I accepted. They said 0% charges for 3 months. Then suddenly I gat a ‘LATE PAYMENT CHARGE’ of £12, with no warning, no request for payment. BE WARNED!!

9 September 2026
Unprompted review
Rated 1 out of 5 stars

The money I was hoping to send to a…

The money I was hoping to send to a colleague is been taken from my bank account BUT, PayPal has not delivered it. Do I get my money sent back to myself? Is the $50 going to reach its destination? Is PayPal going to keep it?
Please let me know what is happening before I make my own assumption.

1 September 2026
Unprompted review
Rated 1 out of 5 stars

Absolutely appalling

Absolutely appalling. I’ve been using PayPal for so many years. But, there’s a £150 that they’ve been withdrawing and refunding constantly since 7th August. Customer service is useless as they just repeat the same response. Resolution Centre also unhelpful. After around 20 years, I’ll never use PayPal again.

8 September 2026
Unprompted review
Rated 1 out of 5 stars

Support is unhelpful and the Credit repayment system is bad

I keep getting bad experiences with PayPal Credit but this time I am absolutely furious. I have 2 separate purchases AE and Sam where only the AE had a 0% interest 24m plan while the Sam is just on the regular 4 months 0% interest.
I had a chat with their support to ask for when to make a manual payment to go to the Sam purchasse, did that exactly as advised and surprise, the payment went to AE instead.
Contacted them a month ago and as of today i still don't have a resolution, although they promised a reimbursement and reversing my AE plan as it was.
They also setup a payment schedule at my request to go monthly to the Sam purchase, but guess what, this month the payment went towards the wrong purchase again, AE, so now the AE purchase is paid off way ahead of time.
I contacted them again today as i did not wanted the AE purchase paid off who had a nice payment plan setup etc... and i am left now with a huge Sam purchase that has no plan, meaning i will most likely start paying a lot of interest if i don't close it within 4 months.
I was told to wait for the statement and that the issue has been resolved, although nothing has been resolved, i did not get any reimbursement and the scheduled payment also went to the wrong purchase. An absolute shame of a system they have, either that or maybe not enough training for the support to do the job properly.
I am waiting to finish this credit and i will not be using this service ever again, or PayPal in general.

8 September 2026
Unprompted review

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