Klarna Reviews 

596,792
TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Evaluating 86,318 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently mention how remarkably easy it is to split payments into manageable installments and conveniently track purchases over time without stress. Consumers truly appreciate the financial flexibility, helpful support reminders, and absolute convenience the mobile application consistently provides for everyday online shopping. Some reviewers were not happy with frequent application updates, sudden interface changes, and frustrating technical glitches during checkout. A few other people also felt that unexpected payment adjustments or transaction errors caused unnecessary concerns when managing their accounts. However, most people still find the overall service reliable for handling personal budgets.

What people talk about most

Payment

Consumers find payment to be positive, highlighting convenient installment options and flexible plans that... See more

User experience

Customers consistently note positive experiences with user experience, highlighting that the platform is... See more

Service

Customers had positive experiences with service, describing it as fast, reliable, and a wonderful financial... See more

Application

Reviewers mention positive feedback about app, describing it as a convenient, simple, fast, and safe tool to... See more

Product

Users describe positive interactions with product, finding it to be a fantastic method to purchase items and... See more

Reviews shaping this summary

Rated 5 out of 5 stars

As easy as using your debit card. No complications, no questions or checks from loud shop assistants-just a simple transaction. Klarna even discreetly show you on their site how much you can spend. (D... See more

Company replied

Rated 5 out of 5 stars

I like how Klarna allowed me to make payments and trusted me to do so. This is an absolute amazing app...Thank you so much for your professinalism and forseeing the stores and I felt at ease knowing m... See more

Company replied

Rated 5 out of 5 stars

Klarna is excellent. Easy to use, flexible payments and well designed to show exactly what you owe and when you need to pay it. If you know you are going to be late on making a payment, contact them i... See more

Company replied

Rated 5 out of 5 stars

Klarna is a wonderful financial resource allowing people to pay their items every two weeks in increments four times. It's easy, it's affordable, and it's accountability instead of paying for an item... See more

Company replied


Company details

  1. Payment Service
  2. Financial Institution

Written by the company

Klarna is the AI-powered global payments and commerce network, on a mission to make shopping smarter and more flexible. Trusted by over 111 million shoppers, Klarna processes 2.9 million transactions daily, providing payment solutions that empower consumers and drive merchant growth. With Klarna, shoppers have the freedom to pay their way—in full, later, or through financing—providing flexibility while seamlessly connecting merchants with high-intent shoppers driving conversions and customer satisfaction. More than 790,000 merchant partners—including Uber, H&M, Saks, Sephora, Macy’s, IKEA, Expedia Group, Nike, and Airbnb—leverage Klarna’s payment options, and marketing solutions to enhance the shopping experience and build long-term customer loyalty. From payments to personalized shopping, Klarna is shaping the future of commerce. Klarna was founded in Stockholm, Sweden and now has offices in Stockholm, London, New York, Berlin and many more. We offer products and services to consumers and retailers within payments, social shopping, and personal finances. Learn more at Klarna.com


Contact info

4.5

Excellent

TrustScore 4.5 out of 5

597K reviews

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4.5

All reviews

(596,792)

196,671 reviews in the last 12 months

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Rated 1 out of 5 stars

Terrible company, impossible to speak to a human

Tried contacting klarna as I've been scammed by a company called TATWU,this company has scammed thousands of hard working people,its all other the internet but these scum are still allowed to advertise online,bought what I thought was a keta garden storage box , received a shoelace through the letter box yesterday off them in a white envelope with a non existent P.O box number impossible to speak to a human at klarna, phone numbers are non existent, no ways of stopping my payments, basically im having to pay for something I didn't receive, all seem to be robots, how can you possibly speak with robots , won't be dealing with klarna in the future anymore, pathetic useless company

11 September 2026
Unprompted review
Rated 2 out of 5 stars

The app is horrible

The app is horrible, messy, too much clutter

12 September 2026
Klarna logo

Reply from Klarna

Hi there, thank you for your honest feedback. We're sorry the app experience hasn't been great for you. Your input is valuable and we'll share it with our product team.

Klarna Team

Rated 5 out of 5 stars

The convenience and flexibility of the…

The convenience and flexibility of the plans has allowed me to make purchases I may not otherwise been able to make.

12 September 2026
Klarna logo

Reply from Klarna

Thank you for the wonderful review, Chris! We're so happy to hear that Klarna's flexibility and convenience have made a real difference for your purchases 😊

Rated 5 out of 5 stars

Easy to use

Easy to use and great to be able to spread the cost over 3 easy interest free payments

12 September 2026
Klarna logo

Reply from Klarna

Thank you for the great review, Mal! We're so glad you find Klarna easy to use and love the flexibility of spreading the cost with interest free payments 😊

Rated 5 out of 5 stars

The payment amounts are very…

The payment amounts are very reasonanabe and the app is easy to navigate.

12 September 2026
Klarna logo

Reply from Klarna

Thank you, Alicia! We're glad you find the payment amounts reasonable and the app easy to navigate! 😊

Rated 5 out of 5 stars

Great idea

Great idea. great company. So easy to use, even for a tech dinosaur like me.

12 September 2026
Klarna logo

Reply from Klarna

Thank you, Steven! We love hearing that Klarna is easy to use for everyone, tech dinosaurs included! 😊

Rated 5 out of 5 stars

Klarna is a great option when you want…

Klarna is a great option when you want to make a purchase before payday! It’s easy to use, flexible, and simple to pay off.

12 September 2026
Klarna logo

Reply from Klarna

Thank you so much for the lovely review, Nelson! We're thrilled to hear that Klarna gives you the flexibility you need and that you find it easy to use and pay off 😊

Rated 5 out of 5 stars

Amazing

Amazing and helpful

12 September 2026
Klarna logo

Reply from Klarna

Thank you for the great review, Adam. We're glad to hear you find Klarna amazing and helpful. Have a wonderful day.

Klarna Team

Rated 2 out of 5 stars

Used to have the app open at the cards

Used to have the app open at the cards. It happy it no longer does that

12 September 2026
Klarna logo

Reply from Klarna

Hi, we’re sorry to hear that you're having trouble with the application. It seems like there might be some issues with accessing your loyalty cards. Please try refreshing the app and also making sure that both the app and your device have the latest updates installed. If the issue still persists, please reach out to us via chat at app.klarna.com/login for assistance.

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